Moreover, by the end of the year, many banks have certain customer goals, and only by reaching the prescribed goals can they get more benefits. At the end of the year, many companies are also pursuing this indicator, and banks are also one.
Generally, banks have special salesmen, who will have time to find customers and help them with credit cards. Of course, such customers are generally people with higher incomes and almost no credit cards. Banks have a way to know, so it is almost impossible for ordinary low-income people to receive such calls or text messages.
Moreover, the end of each year is also a time when many people are free. At this time, people will have a lot of time for leisure or entertainment, and many staff will have a rest at the end of the year, so this is a good time for banks to promote credit cards, for example, to let you know that there are many discounts.
Moreover, due to the rise of online third-party payment, fewer and fewer people use bank credit cards, so many banks will promote credit cards at any time and will not give up any big customers.