According to the law, being sued for credit card debt will not directly lead to jail time. The following is a detailed explanation of this conclusion:

1. Legal procedures: When a credit card holder owes more than a certain amount, the bank may take legal measures to recover the debt. In this case, the bank will file a lawsuit with the court, which will then hear the case on its merits.

2. Trial process: During the trial process, the court will investigate and review both parties involved. The court will review the evidence provided by both parties, including documentation proving the debt, repayment records and other relevant evidence. Both parties can represent themselves through lawyers to defend themselves.

3. Court judgment: Depending on the outcome of the case, the court may make a judgment requiring the defendant to repay the debt. If the defendant refuses to fulfill the judgment, the court can take enforcement measures, such as seizing property and freezing bank accounts.

In summary, being sued for credit card debt will not directly lead to jail time. The debtor may need to face a court hearing and fulfill his repayment obligations based on the judgment. It is worth noting that if the defendant deliberately avoids fulfilling the judgment or is found to have other criminal acts, he may be sentenced to imprisonment, but this is different from a simple prosecution for credit card debt.

Extended information:

According to Article 16 of the "Contract Law of the People's Republic of China", a credit card is a credit contract, and an agreement is formed between the cardholder and the bank. Borrowing, debt and credit relationships. According to Article 124 of the Civil Procedure Law of the People's Republic of China, if the debtor fails to perform its payment obligations as agreed in the contract, the creditor may file a lawsuit in the People's Court. Therefore, banks can pursue legal proceedings to recover credit card debt.

Please note that specific case outcomes may vary based on the specific facts and the judge’s judgment. If you face similar problems, it is recommended that you consult a professional lawyer in time to understand the specific legal terms and applicable circumstances. Only legitimate professional advice can help you deal with related issues.