I. Classification of Chang 'an Bank's credit cards:

1. According to users: corporate card (business card) and personal card;

2. According to card grade: Puka, Gold Card, Platinum Card and Diamond Card;

3. Functions and services of press cards: standard cards, theme cards, co-branded cards, etc.

4. According to the information carrier, it is divided into magnetic stripe card and financial ic card (chip card), and financial IC card includes magnetic stripe chip composite card and single chip card;

5. According to the form of card: physical card and virtual card;

6. According to the applicant's family, it is divided into a main card and a secondary card;

7. Organize logo by card: UnionPay card, VISA card, Dining card, MasterCard, American Express card, JCB card, etc.

Second, Chang 'an Bank credit card limit:

1, Puka: the amount is RMB 3,000 (exclusive)-10000 (inclusive);

2. Gold card: the amount is 65,438 yuan+00,000 yuan (excluding)-50,000 yuan (including);

3. Platinum card: the limit is RMB 30,000 yuan (excluding)-150,000 yuan (including);

4. Diamond card: the limit is 65,438 yuan+000,000 yuan (excluding)-500,000 yuan (including).

Extended data:

I. Description of annual fee:

1, Puka and Gold Cards are exempt from the annual fee in the first year, and the annual fee in the following year is exempted when swiping the card five times a year (the annual fee is exempted when activating the card before the specified time);

2. Platinum card is free of annual fee in the first year, and it is free of annual fee for swiping 10 times every year in the following year;

3. The annual fee is free in the first year when the diamond card is opened, and the annual fee is free in the following year if the accumulated credit card consumption of the account reaches 200,000 yuan or equivalent foreign currency;

4. Puka: 80 yuan, the main card of the personal card, and 40 yuan, the deputy card;

5. Gold card: personal master card 160 yuan, and supplementary card 80 yuan;

6. Platinum card: 800 yuan, the main personal card, attached to 400 yuan;

7. Diamond card: 2,000 yuan for the main card and 0/1,000 yuan for the auxiliary card.

Two. Cash advance (transfer) fee:

1. Domestic: 0.5% of the transaction amount, with a minimum of 1 yuan;

2. Transaction amount of other banks 1%+2 yuan/transaction, with minimum 3.6 yuan/transaction;

3. Overseas (including Hong Kong, Macao and Taiwan): according to the transaction amount 1%+ 12 yuan/transaction, the minimum is 15 yuan/transaction;

4. Description: 3.6 yuan is the handling fee and inter-bank service fee of UnionPay.

Three. Recovery (transfer) fee for overpayment:

1, domestic: bank free of charge;

2. Transaction amount of other banks 1%+2 yuan/transaction, with minimum 3.6 yuan/transaction;

3. Overseas (including Hong Kong, Macao and Taiwan): according to the transaction amount 1%+ 12 yuan/transaction, the minimum is 15 yuan/transaction;

4. Description: 3.6 yuan is the handling fee and inter-bank service fee of UnionPay.

Changan Bank-Changan Bank Credit Card Introduction

Chang 'an Bank-Chang 'an Bank Credit Card Business Charge Standard