Bank of Communications Credit Card. According to the credit card processing method, Bank of Communications credit card is the fastest to apply for the card. Generally, you can receive the card one week after online application. It is easy to apply, but the limit is small; Pudong Development Bank credit card approval is also good, and the limit is not large, but it is relatively Generally speaking, there are more activities; Guangfa Credit Card is slightly stricter than the approval process, but the credit limit is large, the card is not as fast as Bank of Communications, and there are more activities;

China Everbright Bank has good approval, and online application is generally 5,000 -10,000, the limit is relatively large, and there are quite a lot of activities; for Huaxia Credit Card, the limit is relatively large, the approval is relatively loose, and there are fewer activities; the CITIC Bank Credit Card has a larger credit limit for women, but a smaller amount for men, and less activities Relatively few; China Merchants Bank's credit card approval is slightly stricter, the limit is okay, and there are many activities; the credit card approval of the four major state-owned banks is relatively strict, and the limit is not too large.

1. According to the "2013-2017 China Credit Card Industry In-depth Research and Investment Strategic Planning Analysis Report", since 2010, in order to restrain the rapid rise in asset prices and control inflation, the Chinese government has implemented sound money policy, and adopted a series of moderate tightening measures, indicating that macro-prudential and strengthened capital supervision have become the core of China's banking industry supervision. Various tightening money supply operations and capital constraint policies have an impact on the liquidity level and credit lending rhythm of Chinese commercial banks. and structure have had a profound impact. The analysis believes that the evolution of the industry structure has further optimized and diversified the product portfolio, and also increased the research and development of new industry standards and mobile payments; credit penetration has deepened; and the installment business has developed in depth.

2. It is said that one day in the 1950s, American businessman Frank McNamara was entertaining guests for a meal in a New York hotel. After the meal, he found that he had forgotten his wallet and had to call his wife. Embarrassed by the thought of bringing cash to restaurants, McNamara came up with the idea for a credit card company. In the spring of 1950, McNamara and his friend Schneider invested US$10,000 to establish the "diners club" in New York, the predecessor of Diners Club. Diners Club provides members with a card that can prove their identity and payment ability. Members can use the card to record their purchases at 27 designated restaurants without having to pay cash. This is the earliest credit card. This kind of credit card that does not require bank processing is a commercial credit card.