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Is it fraud if my wife owes 200,000 on a credit card before marriage?

Does not belong. If you borrow a credit card and then fail to repay it on time and owe 200,000, this is considered a debt, not a fraud. This means that the creditor will take legal measures to recover the debt, but will not use fraudulent means to recover the debt. way to handle this situation. If you borrow money without the ability to repay or make up false information to get a credit card, it is fraud.