What are the banks that can handle credit cards?

There are many banks that can handle credit cards, for example:

1. The four major state-owned banks: China Construction Bank, China Bank, Agricultural Bank of China, Industrial and Commercial Bank of China.

2. Joint-stock commercial banks: Ping An Bank, Guangfa Bank, China Everbright Bank, Industrial Bank, Shanghai Pudong Development Bank, China Merchants Bank, Huaxia Bank, CITIC Bank, etc.

3. City commercial banks: Bank of Beijing, Bank of Shanghai, Bank of Hankou, Bank of Tianjin, Bank of Hebei, Bank of Ningbo, Bank of Jiangsu, Bank of Shengjing, Bank of Nanjing, Bank of Guangzhou, etc.

Introduction to China Construction Bank:

China Construction Bank (China Construction Bank), formerly the People's Construction Bank of China, was established on October 1, 1954 (later established on March 26, 1996 Officially changed its name to China Construction Bank). The head office is located at No. 25 Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life, property and casualty insurance, investment banking, futures, and pensions. subsidiaries in many industries.

Introduction to Ping An Bank:

Ping An Bank, whose full name is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. It is one of the 12 national joint-stock commercial banks in mainland China. The registered capital is RMB 5.12335 billion, with total assets of nearly 1.37 trillion yuan. It is headquartered in Shenzhen, Guangdong Province. Ping An Insurance (Group) Co., Ltd. of China (hereinafter referred to as "Ping An") and its holding subsidiaries hold a total of approximately 2.684 billion shares of Ping An Bank, accounting for approximately 52.38%, and are the controlling shareholders of Ping An Bank.

Introduction to Everbright Bank:

China Everbright Bank (CHINAEVERBRIGHTBANK, Everbright Bank) was established in August 1992. It is a national joint-stock system approved by the State Council and approved by the People's Bank of China. Commercial Bank, headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 2010 and on the Hong Kong Stock Exchange in December 2013.

Which banks have credit cards

Mainland banks mainly include Industrial and Commercial Bank of China, China Merchants Bank, Agricultural Bank of China, China Construction Bank, Bank of China, China Minsheng Bank, and China Everbright Bank. China CITIC Bank, Bank of Communications, Industrial Bank, Shanghai Pudong Development Bank, People's Bank of China, Huaxia Bank, Shenzhen Development Bank, Guangdong Development Bank, China Development Bank, Postal Savings Bank of China, Export-Import Bank of China, Agricultural Development Bank of China.

Domestic cash advance handling fees of major banks:

ICBC’s local branches have no handling fees

China Everbright Bank charges 2.5% of the cash withdrawal amount, with a minimum charge of 3 yuan, up to 200 yuan

Agricultural Bank of China transaction amount 1, minimum 1 yuan

China Construction Bank cash withdrawal amount 1, minimum 10 yuan, maximum 500 yuan

Bank of China’s local branch has no handling fee

China Merchants Bank charges a minimum of RMB 10 for cash advance 1 (the first payment of city series credit cards is free of handling fee)

Bank of Communications transaction amount 1, minimum RMB 5 per transaction (new standard)

2.5 of the transaction amount of Ping An Bank, minimum RMB 25 per transaction

0.5 of the cash withdrawal amount of China Minsheng Bank, minimum

Industrial Bank charges RMB 2 for cash advance, and the minimum charge is RMB 20

CITIC Bank charges RMB 3 for cash advance, and the minimum charge is RMB 30

3 of the cash withdrawal amount from Shanghai Pudong Development Bank, with a minimum of RMB 30 yuan

2.5 of the cash withdrawal amount with Guangfa Bank; a minimum of RMB 10 yuan

According to the prompt announcement, advertising publishers and advertising operators Investors must conscientiously perform their legal responsibilities and obligations for advertising release review, check relevant supporting documents in accordance with relevant laws and regulations, verify the content of credit card-related advertisements, and shall not design, produce, act as an agent, or issue credit cards for intermediaries without business licenses or without authorization from the card issuer. Advertisements;

Credit card-related advertisements must not contain "", "credit card loans", "POS consumption cash withdrawals", "card swiping cash withdrawals", "card application one-stop service", "repaying credit card overdrafts" " and other illegal and illegal provision of credit card processing and cash withdrawal services; credit card holders should enhance their legal awareness, consciously abide by relevant national regulations, apply for and use credit cards through appropriate channels, so as to avoid damage to their own rights and interests.

Extended information:

Credit cards are divided into credit cards and quasi-credit cards. A credit card means that the cardholder has a certain credit limit and can consume within the credit limit. A credit card that is repaid later; a quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient to pay, the quasi-credit card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.

Reference links: Credit card Baidu Encyclopedia China State Administration for Industry and Commerce website Credit card cash withdrawal-Baidu Encyclopedia

What are the types of Bank of China credit cards?

Bank of China has a wide range of credit card products:

1. According to brand, it can be divided into Great Wall series credit cards and Bank of China series credit cards.

2. According to the card level, it can be divided into American Express Private Card, Unlimited Card, Platinum Card, Titanium Card, Gold Card and Ordinary Card.

3. According to the cooperative card organization, it can be divided into: UnionPay card, MasterCard, Visa, American Express, and JCB card.

4. According to currency, it can be divided into: RMB single currency, RMB/US dollar, RMB/Japanese yen, RMB/Australian dollar, RMB/Euro, RMB/pound, RMB/Hong Kong dollar.

5. According to the card issuance objects, it can be divided into: personal card, business card/organization card.

6. According to the information storage media, it is divided into: magnetic stripe card and chip card.

7. According to the affiliation relationship, it can be divided into: main card and supplementary card.

Warm reminder: You can learn more about it through the "Official Website of Bank of China ()--Bank Card--Credit Card Products". I wish you a happy life!

The above content is for your reference, please refer to actual business regulations.

Which banks can apply for credit cards? Please tell me their names

The credit cards of each bank are similar. It mainly depends on the activities. Many banks have overseas cashback activities, such as China Construction Bank. , Bank of Communications, Bank of China, etc. You can choose the card type you like according to your personal preferences.

This ends the introduction about which bank credit cards and which bank credit cards can be exceeded. I wonder if you have found the information you need?