China Merchants Bank: If there is no temporary quota, it is likely to be closed;
bank of communications: if your credit card transaction is risky, the probability of reducing the amount and blocking the card is 9%;
everbright: a warning message will be sent to the cardholder, indicating that your card is subject to risk control;
China Construction Bank: After the temporary quota expires, the application for re-application was not approved, and the card was basically blocked;
In addition, Ping An's phone reminder, Guangfa SMS reminder and receipt of these reminders are all blocked, and the credit cards of Industrial and Commercial Bank of China (61398.SH), Bank of China and Agricultural Bank of China will be deducted by the bank inexplicably. That is to say, the transaction is suddenly restricted, which means that the credit card is blocked.
How to avoid
First, try to avoid all bad card use behaviors that may lead to risk control, especially for overdue and repeated minimum repayments;
Second, we should develop a good habit of using the card, and often carry out diversified credit card swiping, with large, medium and small amounts swiping at the same time. At the same time, we should focus on small amounts, and brush more types of merchants that banks like, such as clothing, food, housing, entertainment and so on.
Everyone has noticed that if the bank really wants to lower your quota, it will give you all kinds of tips before lowering it, such as asking you to divide it into stages, reminding you by SMS, limiting code skipping by swiping your card, and not being able to withdraw the amount by stages when you enter a dark room.