After you apply for a temporary limit with a China Construction Bank credit card, the bank will make a comprehensive judgment based on many factors of your credit card use, such as the consumption type of the credit card, the number of times you use the card, repayment status, etc. The reasons for failure may be They are as follows:
1. Do not meet the qualifications to apply for a temporary limit for a credit card: CCB stipulates that you need to use a credit card for at least three months before you can apply for a temporary limit, which means you need to have bills for these three months.
2. There is an overdue record: A good credit record is the top priority for increasing the limit. If there is an overdue loan, the bank will feel that you have insufficient repayment ability and will definitely not increase your limit.
3. Credit card consumption is too low: To apply for a temporary limit, you need to swipe your card more often, and you can spend more in hotels, department stores, shopping malls, restaurants, etc.