After each installment, as long as the repayment is not overdue and the handling fee is not refunded, the original amount can be restored. For example, if your credit card uses 1500 yuan, you can apply for repayment to 500 yuan in three phases, and there is 1500 yuan left in the card, then the original limit of 2,000 yuan can be restored in the first phase of the card.

In the case of normal repayment, the cardholder will restore the amount of each repayment to the available amount until all the repayment amount is paid off. If the cardholder has overdue repayment after installment, it is unknown whether the repayment amount can be restored. After all, overdue repayment will make the bank feel that the cardholder's repayment ability is excellent, which may reduce his total credit card.