After the debit card is bound, the specific credit card repayment method and term are as follows:

1, if it is paid off in full, it will not generate any expenses;

2. Credit cards generally have a grace period of three days after the repayment date, and repayment within the grace period is regarded as timely repayment;

3. If the minimum repayment amount is paid, the daily interest needs to be calculated, starting from the consumption bookkeeping date;

4. If the repayment exceeds the grace period or the repayment amount is lower than the minimum repayment amount stipulated by the bank, the interest will be calculated from the bookkeeping date, and a late fee of 5% of the unpaid part of the minimum repayment amount will be charged monthly;

5. The specific daily interest of various credit cards may be different.

Debit card binding can be through credit card official website binding, the specific operation is as follows:

1. Open the bank credit card official website and select Personal Online Banking to log in;

2. After successfully logging in to personal online banking, select Credit Card in the main menu. When the bank card is not bound with a credit card, the option of adding a new account will appear at the bottom of the page;

3. Fill in the relevant information of the credit card carefully;

4. After completion, you can bind the credit card and bank card.