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What is a black card?
1. Black Card refers to the American Express Centurion Black Gold Card.

Black credit cards are called "the king of cards" by people in the industry. The Centurion Black Gold Card issued by China is a credit card, so the quota is fixed.

2. The Centurion Black Gold Card issued by American Express has the following services:

1. Extraordinary travel around the world. Icbc express centurion black gold card travel service network is spread all over the world. Professional travel consultants provide full management services. Whether traveling for business or private, members can enjoy a tasteful, comfortable and pleasant journey:

International air discount. ICBC Express Centurion Black Card international flight service provides VIP treatment for world-class airlines such as Delta Air Lines, Etihad Airways and Trans-Asia Airlines.

Private jet courtesy. ICBC Express Centurion Black Card Service Team can arrange exclusive helicopter or private jet travel for members, as well as the courtesy of luxury cars, double-decker luxury buses and gorgeous carriages to meet the various driving needs of members.

2. Achieve life etiquette. No matter at home or abroad, the centurion Black Gold Card respects the meticulous concierge service team at any time. At the same time, members can enjoy a series of life privileges:

Global shopping courtesy. American Express cooperates with world-class brands to customize shopping plans for ICBC Express Centurion Black Gold Card members. Provide exclusive invitations for major brand promotions, new product launches, night shopping activities, limited design of clothes and special offers.

Enjoy special hospitality in a select high-end restaurant. ICBC Express Centurion Black Card provides its members with the best banquets and food gifts in luxury restaurants where celebrities gather in China, and enjoys the food and discounts of more than 340 special merchants, as well as the privileges of Ritz-Carlton, Peninsula and Marriott Hotel in China.

1, difference comparison

Because domestic policies prohibit foreign card organizations from issuing charge cards independently in China, American Express changed the centurion series cards into credit cards in China, and authorized China Industrial and Commercial Bank, China Merchants Bank and Minsheng Bank to issue them. Therefore, the centurion black gold card issued in China is obviously different from the centurion black gold card issued abroad. The specific differences are as follows:

2. Differences in card properties

The Centurion Black Gold Card issued abroad is a credit card with a repayment period of one month. Full payment must be made at maturity, and there is no installment payment; The centurion black gold card issued by domestic cooperation is a credit card. According to different policies, the repayment period is generally around 60 days, and repayment can be made in installments.

3. Card tolerance difference

There is no upper limit on the number of centurion black gold cards issued overseas. In theory, any valuables can be purchased, but only the risk control limit (that is, American Express will set the risk control limit according to the cardholder's consumption habits and daily consumption amount. If the cardholder's purchase exceeds the limit, the staff of American Express will confirm with the cardholder by phone, and after confirming the identity, American Express will complete the payment).

The Centurion Black Gold Card issued in China is a credit card, so the card has a fixed amount, and there is no such thing as "unlimited amount". The amount of black gold cards issued by ICBC and China Merchants Bank is about 200-100000 yuan. To purchase goods exceeding the quota, you need to apply to the bank for a temporary quota in advance.

4, card material differences

The centurion black gold card issued abroad is a metal card made of titanium alloy; In China, only the centurion black gold card issued by Minsheng Bank is a metal card made of titanium alloy, while the centurion black gold card issued by Industrial and Commercial Bank of China and China Merchants Bank is a plastic card made of PVC.