In addition, the credit card can be bound with the bank card to realize automatic repayment of the credit card, which can prevent users from overdue repayment. However, it should be noted that although automatic repayment is convenient, you must ensure that there are sufficient funds in the debit card associated with the credit card. Otherwise, the credit card will face a full penalty interest.
Extended data
Credit card free repayment method:
1, China unionpay express
Credit card repayment and transfer through the "China UnionPay Express" APP is free.
In terms of credit card bill inquiry, 66 banks including Agricultural Bank of China, Bank of China, China Construction Bank, Postal Savings, China Everbright, CITIC, Pudong Development Bank, Minsheng, Huaxia, Ping An, Guangfa, Xingye, Bank of Beijing and Bank of Shanghai have been launched. Together with credit card repayment, preferential rights inquiry, card application service and mobile phone flash payment, they have created convenient, fast, labor-saving and worry-free credit card services for users.
2. Most card-issuing bank applications
Repayment through China Merchants Bank APP and Pocket Life APP also has three major advantages. First of all, compared with third-party platforms, the return of credit cards requires a process. Different banks have different arrival times. Repayment by using China Merchants Bank APP or Pocket Life APP is not only 0 handling fee, but also 1 second. Secondly, these two apps not only support China Merchants Bank's credit card repayment, but also support other banks' credit card repayment fee of 0.
Finally, if you are worried that the credit card will be overdue due to forgetting to repay, you can also use the prepayment reservation function, as long as you ensure that the debit card with the deduction has the corresponding balance before the repayment date.
People's Daily Online-Don't forget to sort out the credit card bill after the holiday? The repayment methods are "various"
People's Network-What other channels are there for credit card repayment?