1. To apply for MasterCard, you must be at least 18 years old and not more than 70 years old, and have full capacity for civil conduct. To apply for supplementary card, you must be 13 years old.

2. Stable repayment ability: proof of work and proof of income are required. In order to improve the card issuance rate and credit line, it is suggested that applicants can provide fixed assets, vehicle certificates, etc. In fact, the standards of property requirements of each bank are not exactly the same, and there will be some discrepancies, depending on the requirements of each bank.

3. Good reputation: no overdue records and good credit. Whether this condition meets the requirements, the bank will make its own inquiry.

4. Applicants who have a certain social status or whose annual income exceeds 5 times the per capita annual income of the applicant's workplace (as above) and have good credit standing may apply for a gold card upon their own application or consent.