Credit cards will not be invalid if they are not activated. Credit cards are usually valid for three years, after which they will automatically expire. The validity period of a credit card is generally counted from the date of approval, and the validity period is generally marked at the bottom of each credit card number. The standard format is the previous year and the next month. No matter which bank issues the credit card, as long as you verify it successfully, the bank will not automatically void the credit card for you whether you activate it or not. Generally, the credit card will automatically expire after it expires. In other words, the credit card can be activated before the expiry date. If you don't want to use the credit card after receiving it and don't activate it, you'd better cancel it, because some special credit cards will charge an annual fee if they are not activated. Cannot be exchanged or reduced. As long as the nuclear cartoon passes, an annual fee will be charged, regardless of whether the card is opened or not. The only solution is to make it clear to the staff that they did not activate the card for other reasons when they answered the bank's return call after handling the card. In general, there are several ways to apply for a credit card.
Network activation: bring my ID card to the bank counter to activate.
Phone activation: Call the customer service phone on the back of the credit card to activate. Activate according to customer service prompts.
Online activation: log on to the credit card center website. Each bank's website is different, but the activation steps are roughly the same. For example, Everbright Credit Card, log in to Everbright Bank Credit Card Center online and directly select the "Online Activation" option to activate the credit card. 1, online banking is activated
The cardholder can log in to the online bank of the issuing bank, activate the page online, fill in the relevant information according to the prompts, and then set the transaction password. When you are finished, click Activate.