Easy to pass.

For applicants with good credit qualifications, it is relatively easy to apply for Alipay’s Treasure Credit Card. Alipay will evaluate the applicant's credit qualifications, including consumption behavior in Alipay, credit history, etc. If the applicant's credit qualifications meet the requirements, the application process will be smoother. However, for applicants with weak credit qualifications, it is more difficult to apply for Alipay’s Treasure Credit Card. Such applicants will need to undergo a more detailed credit assessment at a bank or other credit assessment agency.

Alipay’s Treasure Credit Card is a credit card product that provides preferential benefits and convenient payment methods.