How to get a China Merchants Bank credit card loan? You can apply like this for 300,000 yuan!

All major commercial banks have established their own credit card business. Among the major banks, China Merchants Bank's credit cards are relatively influential and have a large number of users. Many cardholders want to get loans through CMB credit cards, but they don’t know how to get CMB credit card loans. Today I will introduce to you how to get a loan.

Judging from the current situation, it is relatively convenient to use China Merchants Bank’s credit card loan method. You can apply for it through China Merchants Bank’s credit card APP “Pocket Life”, mobile banking, etc. The loan products you can choose from include e-loans, bill installments, car installments, etc. Here, we will take e-loans and car installments as examples to explain how to get a China Merchants Bank credit card loan.

eZhao Loan eZhao Loan is a pure credit loan product, which can directly withdraw the loan in cash, with a maximum limit of 300,000 yuan. The operation steps are as follows: 1. Open your own CMB Credit Card APP "Pocket Life" and log in to your account; 2. On the "My" page, click to enter "Line of Credit"; 3. On the page, you can find e-recruitment Loan application portal; 4. Everyone activates e-loan and after obtaining loan credit, you can apply for cash withdrawal; 5. After receiving a return call from China Merchants Bank’s credit card customer service, you can get the money quickly.

Car installment Car installment is a car purchase loan provided by China Merchants Bank to credit card holders, with discounts such as 0 down payment and 0 interest. The operation steps are as follows: 1. Make an appointment online to apply for the quota and wait for the staff of China Merchants Bank to contact you; 2. After passing the qualification review, you must pay the down payment and apply for insurance; 3. After everything is done, you can pick up the car. The above is about how to get a credit card loan from China Merchants Bank. I hope you have understood the general application method. How to get a Bank of Communications credit card loan? All useful methods are here! How to get a CITIC credit card loan? It’s enough for everyone to know this! Can China Merchants Bank provide credit card loans?

Yes, China Merchants Bank’s credit card loans include:

1. e-Credit Loan. eZhaodai is a cash credit business provided by China Merchants Bank Credit Card Center to qualified cardholders, and does not require mortgage or guarantee.

2. Installment shopping. When purchasing large purchases such as home appliances, digital products, department stores, fitness, wedding dresses, education, etc., you can use the China Merchants Credit Card to pay in installments.

3. Platinum installment card. When the total consumption amount exceeds RMB 300 or RMB 2,000, installments will be automatically made.

4. Cash advance. With China Merchants Credit Card, cash can be withdrawn through cash withdrawal or overdraft transfer.

5. Bill installment. Installments can be made for transactions that have not been issued or bills have been issued, and the amount applied for installment must be greater than 300 yuan.

6. Car installment. Users with China Merchants Credit Card can apply for car installment business, but they need to pay 30% of the net car price first.

Extended information:

Application information

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required ), military personnel need to provide a copy of their military ID.

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or it can be promoted A copy of the work permit/plate that has been verified by the original and marked by the employee.

3. Proof of financial resources: It can be salary records issued by banks, or income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/car driving licenses/bank time deposit certificates) Photocopy) and other documents that can prove your financial level.

4. Other documents available for reference include: social insurance personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc. How can I apply for an unsecured loan from China Merchants Bank?

If you meet the application conditions for China Merchants Bank credit card, you can try to apply.

The most important requirements for applying for a China Merchants Bank credit card are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual review by our bank. The necessary application documents are copies of identity certificates and employment certification documents. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and determine your credit limit.

If you are interested in a China Merchants Bank credit card and have never held a credit card from our bank, you can currently apply through the following channels:

1. Search and follow "China Merchants Bank" on WeChat official account "Credit Card", enter "Apply for Credit Card", enter the link to select your favorite card type, and fill in the appointment application information. The details can be verified by WeChat customer service;

2. Please log in to the credit card website and select "Apply for Card" "-"New Customer Application", select the corresponding card type and click "Apply Now". Fill in the simple appointment information online and wait for the bank's review. If the review is passed, a specialist will come to serve you. If you want to apply in this way, please first confirm whether our bank can provide free appointment door-to-door service in your area (the results will be displayed after selecting the province/city/district);

3. If applicable For the professional version of our bank, you can log in to the professional version (version 7.7.0), click "Credit Card→Customer Management→Online Application→Credit Card Quick Application" and then jump to the official credit card website page to apply;

4. In person Bring your original ID card, proof of employment, proof of financial resources and other materials to apply at a China Merchants Bank branch;

5. After logging in to mobile banking, click "My → All → Credit Card → Apply for Credit Card" to apply;

Warm reminder: Mobile banking is temporarily unable to select the card type. It is recommended to select the card type through the WeChat official account or official website.

6. You can call our credit card customer service hotline, select "3#-1-3" to transfer the service specialist to register for you, and notify our local staff to contact you to confirm the application.

(Response time: November 4, 2019. For the latest business changes, please refer to the official website of China Merchants Bank) How to apply for a China Merchants Bank credit card (debit card)?

1. Apply on the official website.

Users open the official website of China Merchants Bank, and after entering, click "Credit Card (Credit Card) - Apply for Card - Credit Card (Credit Card) Family Portrait" to apply for the credit card (credit card) they want. ).

2. Mobile banking.

Users log in to mobile banking, click "Credit Card (Credit Card) - Apply for a Card" and fill in the relevant information to apply for a card.

3. WeChat public account.

Users can search and follow the "China Merchants Bank" official account on WeChat, and click "Wealth - Credit Card (Credit Card) Application" to apply for a credit card (credit card).

4. Life on the palm of your hand.

After logging into the mobile life client, the user can apply by clicking "Finance - Card Application - Card Family Portrait".

5. Handle at the counter.

Users can bring their personal ID cards and other relevant information to the counter of any China Merchants Bank outlet to apply for a card.