Repay in 9 installments, with the repayment rate of 6.5%. 12 installment repayment, with repayment interest rate of 8.8%. Weipinhua is a product similar to virtual credit card, and it is a payment method of consumption in advance. Similar to Alipay's ant flower garden, it does not support cash withdrawal. The interest to be charged comes from installment repayment.