ICBC credit cards currently do not support WeChat consumption reminders. Balance change reminder is a business that reminds you by SMS or Fusion e-Link message when the balance of your credit card changes (such as withdrawal, consumption, etc.). For China Merchants Bank credit cards, after the main cardholder verifies their identity through WeChat, we will send reminder information for each card payment to their WeChat account free of charge in real time, and the original mobile phone consumption SMS will still be sent normally. Use WeChat to find the official account "China Merchants Bank Credit Card Center" and add it as a friend to use WeChat smart services. Huawei mobile phone Hongmeng os2, WeChat version number 8.0.16

1. WeChat bound to a credit card can only be used for payment at some merchants, and cannot be used for personal transfers, scan code payments, face-to-face payments, etc. Whether a credit card can be used for WeChat scan code payment requires at least two conditions to be met: first, a real transaction occurs, and second, the merchant supports credit card payment. Except for using WeChat scan code to transfer money and red envelopes, it is basically a real transaction. You know, banks clearly stipulate that credit cards cannot be transferred. The most important thing is whether the merchant supports credit card payment.

2. The introduction to WeChat credit card consumption is as follows: I use WeChat to scan the merchant’s QR code. As a result, I found that I could only pay with change or bank card, but credit cards were not supported. This is because this kind of merchant QR code is a static QR code and does not support credit card payment. If you show the QR code to the merchant and let the merchant scan the code with a QR code scanner, you can pay with a credit card. Because this QR code is a dynamic payment code, it can support credit card payment. However, one thing that needs to be reminded is that even if the merchant supports credit card payment, payment by credit card through WeChat scanning QR code may still encounter payment failure.

3. WeChat can bind credit cards and make purchases with credit cards. The process of binding a credit card with WeChat payment: first log in to WeChat, enter the My page, select wallet, enter the wallet page, select wallet, enter the wallet page, add a bank card, select Add bank card, enter the payment password according to the prompts, and add a new bank card. Enter the add bank card page, enter the credit card number to be bound, and then follow the steps. Most bank credit cards support WeChat payment. After binding, scan the merchant's QR code to pay, and the money will be deducted from your credit card. In addition, the credit card scanning consumption after binding to WeChat is the same as the offline card swiping consumption, and both are included in the number of card swiping times to participate in the annual fee exemption activity. In addition, there are some point accumulation promotions as well.

4. Repay the loan on time. A credit card is an overdraft facility provided by banks to cardholders. Using credit cards for consumption can relieve consumers' financial pressure to a certain extent. However, it should be noted that credit cards are bank credit products and require repayment after consumption. Cardholders need to remember the credit card's repayment date. If the user fails to repay within the stipulated period, the cardholder may be overdue, and the credit card holder will face bank collection and penalty interest, and personal credit will also be affected, so pay attention to repaying on time. Use credit card installments and Minimum payment amount. When a credit card user cannot repay the balance in full within the stipulated period, in order to avoid overdue behavior, the cardholder can choose to apply for credit card installment or repay the minimum payment amount. Both of them can incur certain fees, so we cannot Abuse of credit card installments or minimum payments.