Creating a file means that your information has been entered into the approval system. This is a step, and it does not fully mean that the approval has been approved. The card will not be issued until it has gone through a second review and credit investigation.

According to what you said, you received a local credit report, which means to confirm whether the information was filled in by you yourself. Then send it to the head office for review. After the head office receives the information, you can check the file online. The review results will be available within 5 working days after the file is created, and the longest time will not exceed 15 working days...

The reasons why the progress of applying for a China Merchants Bank credit card cannot be checked:

1. The salesperson did not submit the application information in time and could not input the information into the system.

2. The salesperson has already submitted the application information, but due to the large number of credit card applications recently, the staff did not enter the information into the system in time.

3. You can urge it by calling the Bank of Communications Credit Card Center. In the first case, since the information has not been handed in, it cannot be reviewed, which will affect the progress. The second case does not affect the review (a return call has been received) , this is the case), so it doesn’t matter much