It can be repaid in installments, and China Merchants Bank credit card repayment can be repaid in installments, but users need to apply between the billing date of the current month and the repayment date. Moreover, the cardholder must have good credit in order to have the amount of installment repayment. Users who use China Merchants Bank's credit card to repay in installments should note that the maximum amount of each application does not exceed 95% of the total consumption of new credit cards in the current period.