within the scope permitted by law, it is reasonable and legal to collect money, and it is legal to collect money at home under such circumstances. However, the following methods are illegal: 1. The crime of illegal detention refers to the criminal act of illegally depriving others of their personal freedom by detention, confinement or other coercive methods. According to Article 238 of the Criminal Law, whoever constitutes the crime of illegal detention shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, public surveillance or deprivation of political rights. Whoever has the circumstances of beating or insulting shall be given a heavier punishment. In the process of debt collection, the personal freedom of the debtor is forcibly restricted from time to time. Article 238 of the Criminal Law clearly stipulates that illegal seizure and detention of others for debt collection constitutes this crime. 2. The crime of trespassing into a house refers to the act of trespassing into another person's house without the consent of the owner of the house, or refusing to quit after being asked by the owner of the house. According to Article 245 of the Criminal Law, anyone who illegally invades another person's house shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention. 3. Black-related debt collection and black-related debt evasion mainly mean that creditors collect debts through the underworld, which is divided into two situations: first, creditors themselves are members of the underworld. Secondly, creditors collect debts through the underworld (such as debt collection companies involved in the underworld). Legal objectivity:

Article 119 of the Civil Procedure Law, a lawsuit must meet the following conditions: (1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case; (2) Having a clear defendant; (3) Having specific claims, facts and reasons; (4) It is within the scope of civil litigation accepted by the people's court and under the jurisdiction of the people's court being sued.