Not counting food cards.
Generally speaking, the amount of Puka is less than 6.5438+0 million yuan, the amount of Gold Card is between 6.5438+0 million yuan and 50,000 yuan, and the amount of Platinum Card is more than 50,000 yuan. According to the experience of card friends, the first application for a credit card of Shanghai Pudong Development Bank is about 2000-8000,8000, which is not small.
Data expansion:
If you are not satisfied with your credit card limit, you can apply for adjustment. If your fixed quota application does not exceed 50,000 yuan/temporary quota adjustment does not exceed 200,000 yuan, you can apply for quota adjustment by yourself through micro-service-modify settings-quota application on WeChat platform, and Shanghai Pudong Development Bank will conduct comprehensive examination and approval according to your card holding time, consumption and repayment.
If you apply for a fixed amount adjustment of more than 50,000 yuan/a temporary amount adjustment of more than 200,000 yuan, please call the customer service hotline on the back of the credit card for manual application.
Thank you for your adoption!
My credit card limit is 8000, and I withdrew 4000. Can I withdraw it again?
I can't.
China Merchants Bank's credit card withdrawal amount generally cannot exceed 50% of the cardholder's credit limit (the specific situation varies from card to card). If the credit line of the cardholder's RMB account is 8,000 yuan, the overdraft withdrawal line is 4,000 yuan.
In addition, domestic cash withdrawal is different from overseas cash withdrawal. China Merchants Bank's credit cards are cashed out in China, and the daily cumulative amount of each card does not exceed 2,000 yuan; For overseas cash withdrawals, the daily accumulative amount of each household shall not exceed the equivalent of 1 ,000 USD, within 1 month, it shall not exceed the equivalent of 1 ,000 USD within 6 months.
Extended data:
1, China Merchants Bank credit card withdrawal fee:
The handling fee for domestic RMB cash advance is 65,438+0% of each cash withdrawal amount, and the minimum handling fee is 65,438+00 RMB for each cash withdrawal; The handling fee for overseas cash withdrawal is 3% of each cash withdrawal amount, and the minimum charge is USD 3 or 30 yuan RMB (USD 5 or 30 yuan RMB for American Express Card-Centurion Black Gold Card and American Express Card-Centurion Platinum Card). There is no inter-bank handling fee for cash advance.
2. Cash interest of China Merchants Bank's credit card:
Cash borrowed in advance does not enjoy interest-free repayment. From the date of withdrawal to the date of settlement, interest will be charged at the daily rate of 0.5 ‰, and compound interest will be charged on a monthly basis.
China Merchants Bank-Credit Card Charter
Baidu encyclopedia-cash withdrawal by credit card
What is the treasure credit card of China Agricultural Bank, with a limit of 8,000 yuan?
Agricultural Bank of China's treasure credit card is 8000 yuan, which is a platinum card. China Agricultural Bank's national treasure theme credit card is a platinum card. The credit limit of the card is usually more than 50,000 yuan, the validity period of the points is permanent, and the interest-free repayment period is 25-56 days. Credit card rights: exclusive to new users: new customers who successfully issue the ABC National Treasure Credit Card will have the opportunity to get the selected card-opening gift package by paying six transactions with the card through the designated channels of ABC and UnionPay within two natural months after the card is approved, and each transaction costs more than 18 yuan. Including "1 yuan" airport parking, airport VIP rights and interests, high-speed rail VIP rights and interests, star hotel catering courtesy, star hotel accommodation courtesy, shopping mall parking courtesy and many other platinum card VIP benefits.
The credit card limit of China Construction Bank is 8,000 yuan. How can I overdraw when I run out?
Individuals can directly apply to the bank for credit card overdraft right, which can achieve the purpose of credit card overdraft. I can directly take my personal data to the bank for review, and the bank staff will review the cardholder's personal credit and then give a certain overdraft limit.
Credit card repayment method:
1. Pay off in full within this account period, and the bank will not charge interest. To apply for installment payment from the bank, there are 3, 6, 12, and 24 months (as stipulated by the bank), and the installment fee is high.
2. Apply to the bank for installment repayment, but the monthly repayment should be at least 10% (according to the minimum repayment amount stipulated by the bank), which can reduce the handling fee.
Extended data:
Provisions on credit card overdraft:
1. The overdraft withdrawal amount is set according to your card usage. Different banks have different withdrawal standards. The minimum shall not exceed 30% of the credit line, and the maximum shall be 100% of the credit line.
2. In addition to the cash withdrawal fee (the cash withdrawal fee varies from bank to bank), domestic and foreign overdrafts must also pay interest and do not enjoy interest-free treatment. Overdraft can be repaid as you borrow, with daily interest, with a daily interest rate of five ten thousandths; No overdraft, no interest, no interest for repayment on the day of overdraft, and interest for how many days of overdraft.
3. If the cardholder makes overdue repayment, interest will be calculated at 0.5 ‰ per day from the day after consumption, and the overdue account will be compounded. Therefore, the longer the overdue time, the higher the daily interest will be.
China Economic Net-Guangfa can withdraw the credit card in full. Who will pay the most for the local overdraft withdrawal fee?
Baidu encyclopedia-credit card overdraft
So much for the introduction of credit card 8000 limit.