I always thought that after applying for a Paypal account, and then binding the Paypal account to my dual-currency credit card, I could use my credit card to recharge the Paypal account.

It turns out that Paypal can only be recharged through a US bank account. The payment process using a credit card bound to Paypal+ does not require you to recharge the credit card money into your Paypal account first and then use it. However, after the credit card is bound, when paying to someone else, Paypal will automatically check whether there is enough money in the account. If the amount is insufficient, Paypal will directly transfer the corresponding amount to the credit card to complete the payment.

For example, if you need to pay $300, but there is only $200 in your Paypal account, when paying, Paypal will prompt you to withdraw $100 from your credit card. In this way, when paying through Paypal, your credit card information will not be leaked.

Why does Paypal need to bind a credit card?

1. Paypal accounts that do not pass credit card authentication have a monthly fund transaction limit of US$500;

2. Paypal accounts that pass credit card authentication can use all functions of Paypal, unlimited Amount limit. In addition, many foreign websites do not accept payments from Paypal accounts that have not been verified by credit card;

3. After the Paypal account is bound to a credit card, it can be used without recharging.

If you want to really have money in your Paypal account, there are only two ways to recharge:

1. Recharge through a U.S. bank account, but it is currently not possible to recharge through a U.S. bank account in China. top up.

2. Foreign customers remit money to your Paypal, or find an agent who can recharge your Paypal account. However, it seems that there are many scammers, good and bad, and the possibility of being fooled is very high.