1. Open the Alipay App login account, find the "My" option in the navigation bar at the bottom of the homepage, and click to enter the personal center page.

2. On the personal center page, find the "bank card" option, click to enter the bank card management page, select Add Credit Card, and follow the prompts to bind the credit card to Alipay account.

3. Return to the personal center page, find the "transfer" option in the bottom navigation bar, click to enter the transfer page, and select "transfer to bank card".

4. On the bank card transfer page, select the credit card to be repaid as the collection account, enter the amount to be repaid and other related information, and click "Next" after confirmation.

5. Complete the transfer payment according to the prompt, including confirming the payment password, etc. After the payment is completed, Alipay will transfer the money to the bound credit card account.