1. If the cardholder has any permanently valid main card products under the same type of account, and the permanently valid card products include Shanghai Pudong American Express Super Platinum Credit Card, Shanghai Pudong American Express Platinum Credit Card and VISA Platinum Card with an annual fee of 3,6 yuan, the points under such accounts will be permanently valid; If all the products of the permanent credit card under this kind of account are cancelled, the validity period of the points under this kind of account will be valid for 8 years from the date of cancellation of the products of the permanent credit card.

2. if the cardholder does not have the main card products with permanent validity under the same account, the validity period of the points under this account will be 8 years from the account opening date (the date when the first card applied for under this account is issued).

In addition, Shanghai Pudong Development Bank also stipulates that if the cardholder fails to apply for redemption within the validity period and redemption period of the points, the points will become invalid after the deadline and will be zeroed.