If the available fixed amount is more than or equal to 3, yuan when swiping the card, you can apply for installment.

if you want to apply for installment, you need to apply during the period from consumption to 2 days before the latest bill date, and you can freely choose 3, 6, 12, 18 and 24 installments (one installment per month). You can apply through customer service hotline, online banking, credit card service hall and other channels.

suppose it is divided into three installments, and each installment should be repaid: 3/3+3*.7%=121 yuan.