1, Ping An Bank credit card withdrawal interest:

The withdrawal interest of Ping An Bank's credit card is calculated according to the withdrawal amount and time. Cash withdrawal interest shall be calculated at a daily interest rate of 0.5 ‰ from the time when the cash withdrawal amount and cash withdrawal handling fee are generated, and compound interest shall be calculated monthly until the cash withdrawal amount is fully paid off. Suppose that the cardholder uses a credit card to withdraw 10000 yuan and repay it after 7 days, then the withdrawal interest = 100000.05% 7 = 35 yuan.

2, Ping An Bank credit card withdrawal fee:

Ping An Bank needs to charge a handling fee according to a certain proportion of the withdrawal amount, which will be generated on the next day of the withdrawal trading day. Domestic cash withdrawal charges a handling fee of 2.5% of the cash withdrawal amount, with a minimum of 25 yuan RMB per transaction; A handling fee of 3% of the cash withdrawal amount is charged for overseas cash withdrawal, with a minimum of $3 per withdrawal.

Extended data:

Ping An Bank Credit Card Cash Withdrawal Method

1.ATM cash withdrawal:

1. In China, you can withdraw RMB cash from the ATM of Ping An Bank or the ATM of other banks with UnionPay logo with your credit card and transaction password.

2. Overseas, you can withdraw local currency by credit card and transaction password at the ATM with the same logo as the card (UnionPay, VISA, MasterCard or JCB).

2. Withdraw cash at the bank counter:

1. In China, you can withdraw RMB cash at the counters of Ping An Bank branches with your credit card and transaction password;

2. In foreign countries, you can withdraw local currency at the bank counter with valid ID card and credit card (UnionPay, VISA, MasterCard or JCB).

Ping an bank-cash installment

How much does Ping An Credit Card 1000 yuan need? How is the interest calculated?

The handling fee is 2.5%, which means 25 yuan. Interest shall be charged at the daily rate of 0.5 ‰ until the repayment date. The domestic withdrawal of Ping An Credit Card will charge a handling fee and interest. The specific charging standard is as follows: 1. Domestic cash withdrawal fee: 2.5% of the cash withdrawal amount, with a minimum of 25 yuan RMB per transaction. 2. Cash withdrawal interest charges: Ping An Credit Card does not enjoy interest-free repayment of cash withdrawal transactions. From the date of cash withdrawal to the date of repayment, interest will be charged at a daily rate of 0.5 ‰, and compound interest will be charged monthly. For example, a customer with a Ping An credit card withdrew 2,000 yuan from the ATM on September 1 and deposited 2 1 00 yuan on September 21day. Withdrawal fee incurred on September 2nd: the withdrawal amount is 2,000 yuan × 2.5% = 50 yuan. Withdrawal of interest: the withdrawal amount is RMB 2000×0.05%×20 days (September 1 to 20) =20 yuan. Interest on withdrawal fee: 50×0.05%× 19 days (September 2 -20) =0.47 yuan. The total interest that customers need to pay is 20.47 yuan.

How much is the handling fee for Ping An Bank to withdraw credit cards?

How much is the handling fee for Ping An Bank to withdraw credit cards? Ping An Bank Credit Card is a credit card issued by Ping An Bank. Ping An Bank's credit card withdrawal transaction does not enjoy the interest-free period, and should pay interest and handling fees. Details are as follows:

1, handling fee for withdrawing cash from Ping An Bank's credit card

Ping An Bank needs to charge a handling fee according to a certain proportion of the withdrawal amount, which will be generated on the next day of the withdrawal trading day. Domestic cash withdrawal charges a handling fee of 2.5% of the cash withdrawal amount, with a minimum of 25 yuan RMB per transaction; A handling fee of 3% of the cash withdrawal amount is charged for overseas cash withdrawal, with a minimum of $3 per withdrawal.

2. Cash interest of Ping An Bank credit card.

Ping An Bank will calculate the expected annualized interest rate of 0.5 ‰ on a daily basis and compound interest on a monthly basis from the time when the withdrawal amount and withdrawal fee are generated, until the withdrawal amount is fully paid off.

For example, the customer Mr. Sun used Ping An credit card to withdraw 2000 yuan from the ATM on September 1 day, and deposited 2 1 00 yuan on September 21day. Cash withdrawal fee incurred on September 2nd: the cash withdrawal amount is 2,000 yuan × 2.5% = 50 yuan.

Withdrawal of interest: the withdrawal amount is RMB 2000×0.05%×20 days (September 1 to 20) =20 yuan.

Interest on withdrawal fee: 50×0.05%× 19 days (September 2-20) =0.47 yuan. The total interest that Mr. Sun needs to pay is 20.47 yuan.

What are the existing charges for withdrawing cash from Ping An Bank's credit card?

Ping An Bank Credit Card Withdrawal Fee

First, Ping An Bank credit card withdrawal fee-domestic withdrawal

Domestic cash withdrawal fee is charged according to the cash withdrawal amount, with a minimum of 25 yuan RMB per transaction;

II. Credit withdrawal fee of Ping An Bank-overseas withdrawal.

A handling fee of 3% of the cash withdrawal amount is charged for overseas cash withdrawal, with a minimum of $3 per withdrawal.

Three, Ping An Bank credit card withdrawal fee-overpaid card money returned.

Ping an bank credit card cash withdrawal interest

In addition to the handling fee, Ping An Bank's regulations on charging interest for credit card withdrawals are also something that cardholders need to pay attention to. From the time the withdrawal amount and withdrawal handling fee are generated, they will be charged daily at the expected annualized interest rate of five ten thousandths, and compound interest will be calculated monthly until the withdrawal amount is fully paid off.

Two. Calculation of Credit Card Withdrawal Interest of Ping An Bank

For example, the customer Mr. Sun used Ping An credit card to withdraw 2000 yuan from the ATM on September 1 day, and deposited 2 1 00 yuan on September 21day. Withdrawal expenses incurred on September 2: the withdrawal amount is 2,000 yuan × RMB.

Withdrawal of interest: the withdrawal amount is 2,000 yuan ××20 days (September 1 to 20) =20 yuan.

Interest on cash withdrawal fee: 50××× 19 days (September 2-20) = RMB. The total interest that Mr. Sun needs to pay is RMB.

5‰ of the recovered amount, with the lowest 5 yuan/transaction or 1 USD/transaction and the highest 50 yuan/transaction or USD 7/transaction.

So much for the introduction of Ping An credit card handling fee.