detailed description:

1. CCB will take measures to recover the overdue funds when the mortgage is overdue, and one of the ways is to deduct the credit card overdraft for repayment.

2. after the mortgage is overdue, the bank may notify the customer of repayment by telephone or written collection, and remind them of possible measures to deduct the credit card overdraft.

3. If the customer fails to repay on time, CCB has the right to deduct the corresponding amount from the customer's credit card account for partial or full repayment.

4. after the credit card overdraft is deducted, the corresponding overdraft amount will appear in the customer's credit card account, which requires the customer to pay off the overdraft amount on time, otherwise overdraft interest and late fees may be generated.

Summary:

CCB will deduct the overdrawn credit card when the mortgage is overdue to recover the overdue money. Overdue customers should repay in time to avoid overdraft interest and late fees.

Extended information:

China Construction Bank is one of the four state-owned commercial banks in China, providing various financial services, including mortgage and credit cards. Credit card is a convenient consumer payment tool, but if it fails to repay on time, it will have a bad influence on personal credit record. Therefore, it is suggested to repay the loan on time within the loan period to avoid credit card overdraft and overdue.

this answer is for reference only. It is recommended to consult the Construction Bank or related professionals for accurate information.