1. Domestic: 1% of the cash withdrawal amount, with the lowest 2 yuan per transaction and the highest 100 yuan per transaction; ?

2. Overseas (UnionPay network): it is charged at 1%+ 12 yuan of the cash withdrawal amount, and the lowest part calculated at 1% of the cash withdrawal amount is 2 yuan; ?

3. Overseas (non-bank network): 3% of the cash withdrawal amount, with a minimum of $3 per transaction (European tourist card: € 3 per transaction).

Second, the withdrawal methods are different:

1, domestic withdrawal:?

(1)ATM cash withdrawal-RMB cash can be withdrawn from our ATM or other bank ATMs with UnionPay logo with your card and password. ?

(2) Cash withdrawal at the counter-RMB cash is withdrawn at the counters of branches of the Bank with the card and password. ?

Extended data

The interest-free period enjoyed by CCB credit card holders for consumer transactions is from the bank bookkeeping date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.

If you don't repay in full before maturity, you won't enjoy the interest-free period. The Construction Bank will charge interest at a daily interest rate of 0.5 ‰ and compound interest monthly. The interest-bearing date is from the date of consumption to the date of repayment, and the interest-bearing principal is calculated according to the actual amount payable.

If the repayment is not made before the due repayment date or the repayment amount is lower than the minimum repayment amount, CCB will charge interest as required, and at the same time charge a late fee of 5% of the minimum repayment amount.

The calculation example shows that:

Suppose your bookkeeping date is 17 of a month, and the due repayment date (for example, the 30th of a month) is 17 of the next month (if the month is 3 1 day, it is 16 of the next month, and the year and month are calculated accordingly).

If you spend 65,438+00,000 yuan in April, 65,438+05, and this consumption is credited to your account on the same day, then the bank bookkeeping date is April, 65,438+05, because your bookkeeping date is April, 65,438+07, and the due repayment date is May 7, 20 days after the bookkeeping date, which is the longest consumption.

If you spend 65,438+00,000 yuan in April, 65,438+08, the consumption amount will be credited to your account on the same day, and the bank bookkeeping date will be April, 65,438+08. Since the consumption amount should be recorded on May 65, 438+07, there are still 50 days before the due repayment date on June 6, and the longest interest-free period of this consumption is 50.

Baidu Encyclopedia-CCB Credit Card

China Construction Bank-Charge Standard