How to repay the credit card: 1. Direct deposit to the credit card from our bank’s ATM machine; 2. Bind the credit card and bank card to set up automatic repayment; 3. ATM inter-bank transfer repayment; 4. Online banking Transfer repayment or transfer repayment across banks; 5. You can also transfer money through WeChat wallet or Alipay (inter-bank transfers are free of charge).
1. Minimum repayment amount definition: The minimum repayment amount means that if the cardholder has difficulty repaying all the amount payable before the due repayment date (inclusive), the cardholder can pay the minimum repayment amount stipulated by the card issuing bank. However, you cannot enjoy the interest-free repayment period. The minimum repayment amount is 10% of the consumption amount plus other various payables. The minimum repayment amount is listed on the current bill;
2. If the credit card repayment amount is greater than or equal to the minimum repayment amount but less than the full repayment, the minimum repayment amount will be defaulted to;
3. The minimum repayment on a credit card is calculated at 0.05 and will be charged starting from the day of consumption.