If you are not a private college, you can apply for the following credit cards:
(1) CCB Student Card
(2) CCB prestigious school card (limited to some prestigious schools signed by CCB)
(3) U Card of Agricultural Bank of China
(4) BOC City Card
(5) ICBC University Student Card
(6) China Merchants Bank Youth Card
(7) CITIC University student ID card
The overdraft limit of undergraduates is not very high, generally between 1000 and 3000. ICBC is relatively low, initially only 500, while China Merchants Bank and CITIC are relatively high. You can provide a copy of your ID card and student ID card when you apply for 3000.