In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.
The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank.
After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.
Extended data:
VISA credit card issuer:
VISA International itself does not issue cards directly. Visa brand credit cards are issued by members (mainly banks) participating in Visa International.
In the Asia-Pacific region, Visa International has more than 700 member financial institutions and issues various Visa payment instruments, including credit cards, debit cards, corporate cards, business cards and purchasing cards. These products can make you feel safe, convenient and reliable when you consume.
Visa credit cards were issued by 1993 and 1996 respectively in Beijing [1]? And set up a representative office in Shanghai. Visa has 17 Chinese-funded member financial institutions and 5 foreign-funded member banks in China, including UnionPay.
VISA credit card is a kind of international credit card, and its payment intermediary is an international VISA organization (like China UnionPay). Because the only payment provider for the Olympic Games is VISA, you can only pay for tickets and shopping in Olympic venues through VISA credit card.
There are two international payment organizations for international credit cards, one is VISA and the other is MASTER. It is also called a dual-currency card because it is settled in RMB through UnionPay payment and in US dollars through VISA or MASTER payment. Therefore, when you apply for an international credit card, you will be asked to choose VISA card or MASTER card on the application form.
Baidu encyclopedia-credit card
Baidu encyclopedia -VISA credit card
Baidu encyclopedia -VISA card