If you apply for a credit card, compared with commercial banks, the application conditions of state-owned banks will be relatively harsh and the application amount will be relatively low. China Construction Bank is a state-owned bank, and it is difficult to apply according to the experience of netizens. Generally speaking, CITIC, Bank of Communications and Guangfa Xingye are relatively easy to issue cards, and they can get some cards in one day.

Recommend some easier credit cards!

If you are just a college student, the youth card of China Merchants Bank is the best choice and the first card for many people.

If you are a female friend, you can choose the true love card of Guangfa Bank. As long as you can provide proof of income and personal information, Guangfa won't shut you out, and the merchants you choose still have 3 times points!

There are also CITIC Credit Card, Traffic Credit Card and Xingye Constellation Credit Card, and the conditions for applying for these cards are relatively relaxed. It's better to find a bank clerk, which is easier to handle, or you can go to the counter to handle it, but the application speed is slow.