What credit cards can I apply for if I have a car

1. The owner card of Ping An Bank is a gold card, which is divided into two types: UnionPay card and MasterCard+UnionPay dual-currency card. The annual fee for the first year of the gold card is 2 yuan, and the annual fee for the next year is exempted if the first year's consumption reaches 3, yuan. Card rights and interests: ① 88% discount on refueling: over 8, gas stations in 48 cities across the country enjoy 88% discount on daily refueling, including PetroChina and Sinopec. ② Vehicle-wide personnel protection: get a maximum of 1.1 million yuan of vehicle-wide personnel accident protection (only the cardholder drives the vehicle); ③ National free road rescue: free road rescue service (including accidents and non-accidents) within 3 kilometers each time, which can be enjoyed once a day, with unlimited days throughout the year! ④ Giving insurance: from the day after the first brush, you can get the accident protection of the whole vehicle up to 1.1 million yuan (the cardholder drives the vehicle himself only), the accident protection of the driver up to 5, yuan, the accident protection of the same vehicle up to 1, yuan/person, and the accident medical protection of all personnel (including the driver) on the vehicle up to 4, yuan/person. 2. Guangfa Owner's Credit Card There are two types of Guangfa Owner's Credit Card: general card and gold card, which are divided into UnionPay card and MasterCard+UnionPay dual-currency card. The annual fee of RMB general card is 4 yuan, the annual fee of RMB gold card is 8 yuan, the annual fee of dual-currency Capka is 9 yuan, and the annual fee of dual-currency gold card is 26 yuan. The annual fee is exempted in the first year, and the annual fee of the following year is exempted when swiping the card for six times. Card rights and interests: ① Refueling up to 36 yuan cash back or 5 times points; ② Free 1km road rescue service; ③ Free high accident insurance. ④ Gifts such as new customers of Guangfa Owner Card and 2 yuan Fuel Card will be given free of charge! 3. China Merchants Bank CarCard Car Credit Card China Merchants Bank CarCard Car Credit Card is a gold card set specially designed for a group of cars, which is divided into two parts: standard big card and special-shaped small card. Annual fee 3 yuan, free of annual fee in the first year, and free of annual fee in the following year if you swipe your card for 6 times. Card rights and interests: ① Refund discount for refueling money at designated gas stations: you can enjoy 3% cash back on weekdays and 5% cash back on Fridays by swiping your card at designated gas stations. ② Speed-up of points: According to the existing points rules (1 point is accumulated for every RMB 2 yuan or USD 2 yuan spent), an additional 5% points will be presented.

what bank is good for the owner's credit card? It's right to choose these three models.

In the past, many car owners' friends applied for credit cards, and they would consider whether there were car washing and gas filling discounts. Now, if they apply for car owners' credit cards, they have to consider whether they have the etc function. After all, car owners' cards with the etc function can allow car owners to pay without stopping at high speed, and they can also enjoy high-speed toll concessions. Then, what bank should the owner's credit card run? Here are three models for everyone.

1. etc credit card of China bank

customers who don't have a China bank credit card can apply for an etc digital credit card of China bank online, and the card can be issued online in seconds, and the OBU electronic equipment can be sent after approval. Moreover, the card is separated from the other cards. Just insert the etc charge card into the device. The high-speed toll is deducted directly from the bound etc credit card, and you can also enjoy a 15% discount on high-speed toll.

and high-speed credit card swiping is also included in the credit card swiping times, and the annual fee can be reduced as long as it is swiped for 6 times.

2. Bank of Communications etc Credit Card

When new customers apply for a card, they can activate their credit card within 45 days of the card verification date, and they can send OBU electronic equipment free of charge, which meets the threshold of refueling activities in supermarkets in the most red period. They can enjoy a 1% discount on daily tolls when they cross the expressway in the next month, and the card payment for refueling in the most red period is combined with the card payment returned by supermarkets, with the maximum limit of 1 yuan.

the annual fee for the first year is directly exempted, and the annual fee for the next year is reduced if the card is swiped for 6 times in the current year, and high-speed card swiping is also included in the number of card swiping.

3. CCB etc Credit Card

CCB etc Credit Card is given free or OBU equipment. After opening etc service, it can realize non-stop charging in the etc lane of the national Internet expressway, enjoy a 15% discount on tolls, and provide free road rescue, preferential car washing, refueling and other preferential services. It is a better ETC credit card, and the annual fee for the following year is reduced for three times in the first year.

which is the owner's credit card? Evaluation of four car owners' credit cards

With the improvement of people's consumption level, car owners are growing. At the same time, car owners' credit cards are becoming more and more popular, and banks are constantly using car owners' credit cards. So, which of these car owners' credit cards is better? Today, I will introduce four car owners' credit cards to you and make an evaluation for you.

the rights and interests of four kinds of owner's credit cards

1. Merchants CarCard auto credit card:

Cardholders can get 3% cash back when they refuel at the designated gas station of Sinopec or PetroChina, and 5% cash back when they refuel on Friday.

2. Minsheng Car Credit Card:

Cardholders can get the fuel money back if their monthly consumption reaches the standard. Gold card users who spend more than 1,5 yuan per month can get a refund of 5% of the fuel consumption in that month, with a monthly ceiling of 5 yuan; Platinum card users who spend more than 2,5 yuan per month can get 8% of the refueling money back, with a monthly ceiling of 1 yuan.

3. Traffic Yongda Automobile Credit Card:

Cardholders can enjoy free car wash service in Yongda stores nationwide, and they will also be given 88 yuan maintenance vouchers on their birthday. Cardholders in Shanghai can also enjoy a free trailer service once a year.

4. Xingye Cheyou Credit Card:

Cardholders can enjoy unlimited nationwide 1km free towing service, 3-minute quick repair service and 3 liters free oil delivery service. In addition, you can enjoy up to 5 times points when you use this card, and it is very cost-effective to exchange points for refueling money.

annual fees of four types of owner's credit cards

1. China Merchants CarCard Automobile Credit Card:

The annual fee of this owner's credit card is 3 yuan, and the annual fee for the first year is exempted, and the annual fee for the next year can be exempted by swiping the card six times.

2. Minsheng Cheche Credit Card:

The annual gold card fee of this credit card is 3 yuan, and the annual fee for the first year is exempted, and the annual fee for the next year is exempted if you swipe your card five times; The annual fee for Platinum Card is 6 yuan, and the annual fee for the first year can be waived if you swipe your card within two months, and the annual fee for the next year can be waived if you spend 18 points or 5, yuan in one year.

3. Traffic Yongda Automobile Credit Card:

The annual fee of this card is 12 yuan, and the annual fee of the next year is exempted.

4. Xingye Cheyou Credit Card:

This credit card has an annual fee of 2 yuan, and the annual fee can be waived if you swipe it five times.

Introduction:

I think China Merchants CarCard Auto Credit Card and Minsheng Auto Credit Card are very good, and their rights and interests are real concessions, and they can enjoy various cashbacks. And the annual fee burden is not big, so you can brush it off.

as for the traffic yongda auto credit card, its free car wash service is good, but because it is a co-branded card, its rights and interests are more focused on Shanghai. But the annual fee is cheap.

the above is a summary of the rights and interests, annual fees and other aspects of the four car owners' credit cards. With the increasing number of car owners' credit cards, various rights and interests are also emerging one after another. When you apply for car owners' credit cards, you should handle them according to your own needs.

which bank owner has a good credit card?

nowadays, the oil price is getting higher and higher, and the pressure of car owners is getting greater and greater. Getting a suitable car owner credit card can definitely save you a lot of money. At this time, the choice of car owner credit card has become a problem. Let's tell you which bank's car owner credit card is good.

1. The owner card of China Merchants Bank

can enjoy a 3% fuel subsidy on weekdays, a 5% fuel subsidy on Fridays, and a maximum subsidy of 3 yuan every month.

2. Ping An Owner Card

A gas station can enjoy a maximum discount of 28% for refueling, and the monthly subsidy ceiling is 8 yuan.

Third, the Minsheng Car Owner Card

If you spend more than 1,5 yuan every month, you can enjoy a 5% fuel subsidy, and the maximum monthly subsidy is 5 yuan.

if you spend more than 2,5 yuan every month, you can enjoy 8% fuel subsidy, and the maximum monthly subsidy is 1 yuan.

if you spend more than 3, yuan per month, you can enjoy 15% fuel subsidy, and the maximum monthly subsidy is 2 yuan.

if you spend more than 6,5 yuan every month, you can enjoy 1% fuel subsidy, and the maximum monthly subsidy is 5 yuan.

iv. ABC anbang car owner card

If you buy telephone car insurance, you can enjoy a 6% fuel subsidy after meeting the requirements, and the upper limit of the subsidy will not exceed 12% of the car insurance consumption.

v. ICBC Peony Zhongyou Card

If you swipe your card to buy Anbang auto insurance, you can enjoy a 3% fuel subsidy at the designated gas station after meeting the conditions, and the upper limit of the subsidy will not exceed 1% of the auto insurance consumption.

VI. Guangfa Owner Card

Enjoy 5 times points or 1% cash back when you refuel. The maximum subsidy is 3 yuan per month.

conclusion: from this point of view, it seems that people's livelihood can enjoy the highest discount, and the maximum monthly discount can reach 5 yuan. Guangfa Car Owner Card followed closely, with the highest in 3 yuan. The others are all below 1 yuan, mostly in their thirties and fifties.

Ordinary office workers refuel every month. Suppose they are in 1 yuan. It can be seen that Guangfa car owner card can give the highest subsidy, reaching 1 yuan, followed by Ping An car owner card, but it needs to meet the conditions specified by the bank; Then there is the Agricultural Bank of China Anbang car owner card, but you need to buy the corresponding auto insurance; 5 yuan, the owner of BOC and Minsheng, is a medium level. 3 yuan, the owner of ICBC and China Merchants Bank, is at the bottom of the list.

What are the owner's credit cards worth applying for?

People say that "it's easy to buy a car, but difficult to maintain it". It's true that the expenses of car insurance, maintenance, repair, refueling and car washing are falling like snowflakes. If you can have a car owner's credit card, you can save a lot of money, and you can also provide a lot of hitchhiking services. What are the car owners' credit cards worth introducing? Let me show you around.

I-car credit card of Ping An Bank

Ping An I-car credit card can enjoy 2% discount when refueling at cooperative gas stations, and there is also free road rescue within 1km. In addition, you can have an aviation accident insurance with a coverage of 2 million. However, Ping An I car credit card will be very troublesome for users who are not safe car insurance, and the possibility of rejection is extremely high.

2. ICBC Peony Zhongyou Card

The cooperative merchant of Zhongyou Card is China Petroleum. Owners who use ICBC Zhongyou Card can enjoy a 3% refueling subsidy at the designated PetroChina gas station, but only if the owner needs to purchase the third-party liability insurance provided by Anbang Insurance with more than 1, yuan.

Third, the owner's card of Guangfa Bank

The card can be exempted from the annual fee as long as it is swiped for 6 times, and the card owner can also enjoy free road rescue within 1km and 3 minutes on-site quick repair service. In addition, you can also enjoy three free oil delivery and rescue services every year, and the oil volume is 1 liters, and you can also get 1% cash back at the cooperative gas station. Of course, the premise of these concessions is that the card owner needs to spend more than 1 thousand yuan a year, otherwise he will not be able to enjoy this service in the second year.

IV. Construction Bank Car Card Card

The card owner can enjoy the car wash service of the cooperative car service provider in 15 yuan every time, and settle the account quarterly. If the consumption in this quarter is less than 6 or 2 yuan, you can't continue to enjoy it. The annual fee of car card is 2 yuan/year, which is not cheap, but its credit card points can be exchanged for gasoline, and the standard is to exchange for 1 yuan gasoline every 25 points.

V. Bank of Communications Owner's Credit Card

The Bank of Communications Owner's Credit Card will offer a 5% discount for car owners to refuel, but only on Fridays, and the discount on Fridays will not exceed 25 yuan at most, and it will not exceed 1 yuan every month. Most of the partners are PetroChina.

VI. Minsheng Bank Car Card

Minsheng Bank Car Card has two types: gold card and platinum card. Anyone who meets the conditions for swiping the card will have the opportunity to get the refueling money, and swiping the card every month will get it every month. Refueling and returning at national gas stations, with the highest 5 yuan per month. There are also services such as car washing in 1 yuan, parking in 1 yuan, 15% auto insurance and 24-hour road rescue.

VII. China Merchants Bank Car Card

When China Merchants Bank car card refuels at the designated gas station of PetroChina or Sinopec, it can get 3% cash back. If it refuels on Friday, this discount will be increased to 5%. At the same time, as long as you swipe your card six times a year, you can get rid of the annual fee for the whole year, which is quite cost-effective.

VIII. Cheyou Credit Card of Industrial Bank

What are the owner's credit cards? Are the eight introduced models satisfactory? In fact, the rights and interests related to credit cards of different bank owners will be different, and the applicants need to make their own choices according to actual needs. More car owners' credit cards are all in the credit card supermarket.

let's stop here for a good introduction of the credit card sponsored by the car.