Current location - Trademark Inquiry Complete Network - Overdue credit card - Can temporary id card get a credit card?
Can temporary id card get a credit card?

Yes, because according to Article 3 of the Administrative Measures of the People's Republic of China on Temporary Resident Identity Cards, temporary resident identity cards have the legal effect of proving citizenship. However, because different banks have different regulations, the possibility of being rejected by banks is not ruled out.

in addition, according to article 7 of the measures for the administration of temporary resident identity cards of the people's Republic of China, the validity period of temporary resident identity cards is three months, counting from the date of issuance.

Extended information:

In most cases, citizens who have full capacity for civil conduct (citizens aged 18 or above in Chinese mainland) and have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

people who apply for credit cards can be divided into units and individuals. The applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal personality within the territory of China.

each unit can get a main card and several (5-1) supplementary cards when applying for a credit card. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

generally, the application method is to fill in a credit card application form, and the contents of the application form generally include the name, basic information, economic status or income source, guarantor and its basic information of the applicant. And submit certain copies of certificates and certificates to the issuing bank. After the customer fills in the application form truthfully, he should submit the completed application form and relevant credit certificate.

the application forms are accompanied by a credit card use contract, and the applicant authorizes the issuing bank or relevant departments to investigate its relevant information, and submit a statement on the authenticity of the information, the issuing bank's privacy protection policy, etc., with the applicant's autograph.

Baidu Encyclopedia-Credit Card

Baidu Encyclopedia-Measures for the Administration of Temporary Resident Identity Cards of the People's Republic of China