Users should call the customer service of the issuing bank in time to freeze the credit card and report the loss. Because there is a time limit for the temporary loss reporting of credit cards, they will be automatically released after the time, so we have to go to the counter to handle the formal loss reporting.
If the credit card is officially reported lost, you need to bring your ID card and pay the loss reporting fee. The bank will officially report the loss for you, and the credit card will automatically become invalid after the loss is reported successfully. You can apply for a replacement card at the bank after reporting the loss. Pay attention to the use of credit cards. Cardholders use credit cards as much as possible in their daily consumption, especially to increase large-scale consumption (except wholesale consumption, which is not only not conducive to the improvement of credit limit, but also may be suspected of illegal cash withdrawal), and try to repay in full and on time every month. Repayment is an important part of credit card records. Cardholders should try their best to avoid paying interest beyond the interest-free period due to overdue repayment, otherwise it will not be conducive to the improvement of credit limit and may also cause credit history stains.
The credit card has been swiped. Can you find the other party's account?
After the stolen credit card is used, the cardholder can check the other party's account. Contact the issuing bank directly to explain the situation, and the bank will naturally start tracking. You can use the transaction list to contact the receiving bank for verification, so that you can find transactions that are not your own consumption, and then contact the merchant account for payment. If the amount involved is relatively large, the customer can also report the case directly to the local public security department for investigation.