How to activate the Bank of Communications credit card online

You can't use the Bank of Communications credit card without activating it. The Bank of Communications credit card can be activated through various channels, but the most convenient and quick one is online activation. So, how to activate the Bank of Communications credit card online? Let's introduce it to you.

The online activation process of Bank of Communications Credit Card is as follows:

1. Open the Bank of Communications Credit Card official website, find "Card Activation" on the left menu bar, and click to enter the activation page.

2. in the activation page, enter the 16-digit credit card, check code and additional code to be activated, and click "next" to activate.

3. After entering the credit card activation page, please pay attention to the following matters:

As it takes time to send the dynamic password, please click "Send the mobile phone dynamic password" first.

dynamic verification code: according to the 6-digit dynamic password (combination of letters and numbers) received by the bound mobile phone, please pay attention to confirm the dynamic password serial number.

check code: please enter the card check code, that is, the last 3 digits printed on the signature column on the back of your credit card.

4. after the card is activated successfully, in order to better use the credit card, it is suggested that you set a 6-digit combination transaction password, which is mainly used for inquiring and withdrawing cash on ATM machines and for the use of China unionpay merchants when swiping their cards.

If you don't check "Use password to confirm the transaction when China UnionPay merchants swipe their cards" on the application form, you don't need to enter the transaction password when swiping their cards, but you must pay attention to the safety of using the cards. If you need to enable this function, you can click "OK" in the prompt page displayed after the transaction password setting is completed.

5. In order to better understand the bill situation, everyone should set up the bill form, and it is recommended to set it as an electronic bill, and use your usual email address to receive the electronic bill.

do I have to go to the outlet to activate the online Bank of Communications credit card?

the credit card applied online can only be opened at the counter, because to hand in the confirmation letter at the counter, you need to sign it yourself to prove that it was handled by yourself.

There are three ways to activate the credit card:

First, the credit card is opened at the financial counter of the outlet, and I need my ID card and credit card when handling it;

second, when opening a card for online banking, if there is an online silver shield, you can set the transaction cash withdrawal password together;

Third, the telephone voice self-service card opening, of course, you will need to enter some personal information before activation to ensure that it is the cardholder himself.

Calling customer service or activating online is limited to the credit card you applied for at the Bank of Communications counter or the Bank of Communications Credit Card Center, and the credit card you applied for online needs to be activated at the counter.

After the online application of Bank of Communications' credit card is approved, you need to bring your ID card when you go to the counter to activate it. At the same time, you need to set a password and choose the credit card payment confirmation method.

generally, there are two ways to confirm credit card spending in China: credit card signature spending and credit card payment password plus signature.

If you are a customer who successfully applied for the first master credit card of Bank of Communications online, the master credit card you applied for online needs to be activated at the counter of any branch of Bank of Communications before the last activation date indicated in the card letter.

you don't have to go to the bank if you have submitted information to the bank before. Call the credit card center to activate. If it has not been submitted, you need to go to the counter to verify the activation.

do I have to go to the counter to activate the Bank of Communications credit card I applied for through the Internet?

Yes

According to the regulations of Bank of Communications, new customers who apply for a credit card online and successfully issue a card will bring the original card letter, credit card and second-generation ID card according to the prompt in the card letter and go to any business outlet of Bank of Communications for counter activation.

according to the regulations of the bank of communications, customers who APPly for offline cards can activate them through such channels as bill bar app, wechat, credit card official website and telephone banking.

Extended information

1. Overdraft interest is .5 ‰ of the daily interest rate, with compound interest on a monthly basis.

2. If you pay in full before the due repayment date, you can enjoy interest-free, that is, there is no interest.

3. If only the minimum repayment amount is paid, there will be no such treatment, and interest will be charged from the day after consumption. In case of cash withdrawal, interest will be inevitable regardless of whether the repayment is made in full before the due repayment date, and will be charged at the rate of five ten thousandths from the same day.

4. If it is overdue, there will be a late payment fee, which is charged at one time at 5% of the unpaid part of the minimum repayment amount.

if a large amount of money is spent the day before the billing date, and the next day is included in the current bill, it needs to be repaid in the current period, and it cannot enjoy the longest interest-free period, or even the shortest interest-free period.

for example, your credit card billing date is March 5th, and you spend a large sum of RMB3, on the 4th. On the final repayment date of March 25th, you have to replace all this large sum of money, which can't give full play to the maximum value of the interest-free period of the credit card. And if you swipe your card on the 6th, this consumption will be charged to the bill on April 5th, and you can enjoy a 51-day interest-free period when you repay it on April 25th.