China Merchants Bank credit card, with the logo of VISA, MASTERCARD, JCB or American Express printed on the card surface, can be used overseas (including Hong Kong, Macao and Taiwan).

Credit cards are settled in US dollars in consumption abroad through international routes. If the consumption amount is not USD, there will be an exchange fee between the two currencies, which is 65438+ 0.5% of the transaction amount (2% for American Express). If the consumption amount is USD, no settlement fee will be charged.

If you need to repay in RMB in consumption abroad, you can open the function of purchasing foreign exchange for repayment. After successful processing, the automatic deduction function is also set. By default, the system will automatically deduct the corresponding amount from the associated card for repayment on the last repayment day according to the selling price of US dollars announced by China Merchants Bank. It can also be repaid in RMB after the US dollar bill is issued, and settled according to the US dollar cash selling price announced by China Merchants Bank on the repayment date.