Current location - Trademark Inquiry Complete Network - Overdue credit card - What is inter-bank payment income?
What is inter-bank payment income?

After the bank card or discount is bound, the payment can be made at another bank.

The inter-bank agency payment income business is divided into the following types:

(1) Also known as agency inter-bank entrusted payment business, when a customer of a bank applies for financing, the bank entrusts it in its own name Another peer provides financing to the customer and will repay the principal and interest on the business maturity date.

(2) In accordance with the agreement between the bank and the entrusting unit and the paying unit (individual), the bank collects the money on behalf of the entrusting unit based on the list provided by the entrusting unit or the payment voucher provided by the paying unit (individual). payment business.

(3) Mainly includes collecting water bills, electricity bills, gas bills, traffic fines, phone bills, tuition fees, newspaper subscription fees, housing provident funds, rent, etc. Collect industrial and commercial management fees, technical supervision fees, fines and confiscations from the State Administration of Foreign Exchange, and other administrative fines and confiscations.

Extended information:

Notes on inter-bank payment:

1. Select "Payment" as the agreement type, "Periodical Agreement" as the agreement type, and enter the income For the payer information, select "Periodic Payment" for the business type, select the corresponding business type according to the contract agreement, and set the contract period and limit according to the customer agreement requirements. Finally, enter the contract number in the contract number field.

2. Manually control the account field options. If the payment account is a zero balance account, select "Yes", and for a non-zero balance account, select "No". How to quickly distinguish whether the public account has zero balance? balance account.

3. Ordinary account numbers are 20 digits, and zero balance accounts are generally: 20 digits for the main account number followed by a 4-digit number. If you make the wrong choice, you can enter "Agency Business GT; Agency Collection and Payment GT; Agency Collection Business GT; Manual Control Account Maintenance" to add and delete manual control accounts. Other information of this business does not support modification. If the contract information is incorrect, you need to re-sign after the contract is terminated.

Baidu Encyclopedia-Collection and Payment Service