Basic knowledge of bank cards

1. UnionPay cards (available at home and abroad)

1. There is a UnionPay logo on the lower right corner;

The old logo is on the left and the new logo is on the right

Bank cards with the new and old logos are also accepted

2. The "UnionPay" holographic anti-counterfeiting logo is affixed to the credit card;

Two-color background

Three-dimensional Temple of Heaven

Holographic magnifying glass

"UnionPay" stamp

3. There is a unified signature strip with "UnionPay" on the back of the card;

2. Introduction to domestic cards

1. Credit card: Overdraft is allowed. Some require a password to be used on the POS machine.

Some do not require a password, just press the confirm button;

Features:

(1) The card number, validity period, cardholder name and other information are all embossed;

(2) The card face will indicate the expiration date of the credit card---month/year;

(3) The cardholder’s name (Pinyin or English) will be indicated on the card;

(4) Some cards will indicate the cardholder’s gender (MR-men, MS-women);

(5) There must be anti-counterfeiting marks;

2. Debit card: no overdraft is allowed, you must enter a 6-digit password when using it at the POS machine

Features:

(1) The card information can be embossed or flat printed;

(2) The expiration date of validity may not be indicated, and some may indicate the card issuance date;

(3) The name and gender of the cardholder may not be indicated;

(4) There is no need for anti-counterfeiting marks;

3. Dual-currency card: There are two logos of UnionPay and international organizations on the card face

When used domestically

it will be settled in RMB, and when used abroad it will be settled in foreign currency;

Features:

(1) With the "UnionPay" logo, usually located on the upper right side of the card face;

(2) With the logo of the international credit card organization and the anti-counterfeiting mark;

(3) The signature strip on the back of the card is printed with "VISA" or "MASTERCARD" in italics

, as well as the card number and card number verification code

3. International Card

1. Visa

Card

Basic elements on the front:

(1) The embossed card number starts with 4, and the 16-digit card number is 4-4-4 -4 arrangements;

(2) Validity month/year;

(3) Cardholder name;

(4) Blue, white and gold three-color logo around The blue border is composed of miniature letters and numbers

(need to use a magnifying glass), which includes the first 4 digits of the card number;

(5) Holographic anti-counterfeiting logo flying pigeon pattern

(6) Special embossed font "V";

Basic elements on the back:

(1) Magnetic strip;

(2) Signature strip There is the word "VISA" in two colors tilted at 45 degrees, printed with

16-digit (or last 4-digit) card number and 3-digit anti-counterfeiting number;

2. Master

Card

Basic elements on the front:

(1) The embossed card number starts with 5, and the 16-digit card number is 4-4-4- 4 arrangement;

(2) Validity month/year;

(3) Cardholder name;

(4) Overlapping red and yellow balls logo;

(5) Double-linked earth holographic anti-counterfeiting mark, the outer circle of the earth is composed of miniature "MC" letters

(need to use a magnifying glass);

(6) Special embossed conjoined "MC" words;

Basic elements on the back:

(1) Magnetic strip;

(2) The signature strip is tilted 45 "MasterCard" in three colors

printed with a 16-digit (or last 4-digit) card number and a 3-digit anti-counterfeiting number;

3. American Express (Am

erican

Express

Card)

Basic elements of the front:

(1) Ancient Roman centurion warrior avatar (different card types The position and size of the avatar

will change accordingly);

(2) The embossed card number starts with 34 or 37, and the 15-digit card number is arranged in 4-6-5;

(3) There is a 4-digit security code printed in the upper right or left corner of the card number;

(4) Validity period: starting month/year to ending month/year;

( 5) The year you first became an American Express card member;

(6) Cardholder’s name;

Basic elements on the back:

(1) Magnetic strip;

(2) There is a fingerprint pattern on the signature strip;

(3) There is a 15-digit card number printed below the signature strip;

(4) American Express Company trademark ( The positions of different card types may be different);

4. Diners

Club

Card

Basic positive elements:

(1) Diners International Credit Card trademark;

(2) The embossed card number starts with 30, 36 or 38, and the 14-digit card number is in rows 4-6-4

;

(3) Hold the card Person's name;

(4) Validity period: starting month/year, ending month/year;

(5) Diners Club abbreviation "DC";

(6) The year you first became a Diners Club member;

(7) The two-letter combination on the lower right is the security code;

Basic elements on the back:

(1) Magnetic strip;

(2) The signature strip has the Diners Club trademark pattern, printed with a 14-digit card number and a 3-digit anti-counterfeiting number

Anti-counterfeiting number;

(3) Laser anti-counterfeiting mark in the lower left corner, including Diners’ trademark and name;

5. JCB Card (JCB

Card)

Basic elements on the front:

(1) The embossed card number starts with 35, and the 16-digit card number is 4-4-4- 4 arrangement;

(2) Blue, red and green mark "JCB", earth and sun laser anti-counterfeiting mark;

(3) Validity month/year, add a single quotation mark before the year;

(4) Cardholder’s name;

(5) There is a 4-digit production number printed on the lower left corner of the card (below the cardholder’s name);

The back is basically Elements:

(1) Magnetic strip;

(2) JCB printed on the signature strip;