1. Only those who meet the following conditions can apply for China Merchants Bank’s car loan credit card:
1. Be over 18 years old and have full capacity for civil conduct;
2 , Have a fixed address and a fixed workplace;
3. Have good credit and a certain repayment ability.
2. The process of applying for a car loan credit card from China Merchants Bank:
1. Call the credit card service hotline of China Merchants Bank at 400-820-555 to inquire whether you can apply for a car loan credit card and Whether you can get a car loan limit;
2. After confirming that you can apply, go to a bank branch to apply for installment car purchase with your ID card, car purchase contract, work certificate, asset certificate and other information, and fill out the application form;
3. Submit the audit information to the staff for review;
4. After passing the review, handle the registration, insurance, mortgage, and pay the down payment, and then you can lend money and pick up the car.
1. Will there be a bad record if the credit card is overd