If your credit card is overdue for three months, you will be collected at your doorstep.

Details:

1. Overdue credit card refers to failure to repay on time. The time beyond the repayment date usually leads to a repayment default.

2. If a credit card is overdue for three months, the bank or financial institution will take collection measures, which may include door-to-door collection.

3. When a bank or financial institution conducts door-to-door collection, it will dispatch professional collection personnel. Collection agents will contact the debtor to remind them to pay as soon as possible and negotiate a repayment plan. Collection agents will communicate with debtors in a friendly manner, but may also take more severe measures, such as warnings, legal measures, etc.

4. Collection agents’ door-to-door collection may cause harassment and distress to the debtor, and may also have a negative impact on the debtor’s credit record. Therefore, debtors whose credit cards are overdue for more than three months should communicate with their bank or financial institution as soon as possible and try to repay the debt to avoid collection actions.

Summary:

A credit card that is three months overdue will trigger collection actions from banks or financial institutions, which may include door-to-door collection actions. Debtors should contact the relevant institutions as soon as possible to negotiate a repayment plan with them to avoid negative impacts on their credit records.

Extended information:

Credit card is a commonly used consumption tool with convenient and fast payment functions, but late repayment will cause a series of problems. Overdue credit card repayments will damage the debtor's credit record and affect the individual's credit rating and credit status. In addition, if repayments are not made for three months or more overdue, banks or financial institutions will choose to take collection measures to recover the arrears. Collection measures usually include written notices, telephone collections, door-to-door collections, etc. Debtors should attach great importance to credit card repayments and always maintain good repayment records to avoid overdue situations.

Disclaimer: This answer provides general information only and does not constitute legal advice. For specific cases or issues, it is recommended to consult relevant professionals or lawyers to obtain professional advice.