How to transfer money online with a credit card?
Question 1: Can a credit card be transferred online? Online transfer is already the most familiar method of remittance, but most people will use a debit card for online transfer. , then? This is a question that many netizens will ask. I will answer it here. In fact, all credit cards cannot be transferred directly, but Alipay and Tenpay can be recharged, because the recharged money is used for consumption and cannot be withdrawn in cash. Credit cards cannot be used for overdraft transfers, but if there is excess deposit in the credit card, transfers can be made. However, this situation is regarded as a cash withdrawal. Therefore, fees and interest corresponding to the cash withdrawal amount must be paid in accordance with the cash withdrawal requirements. Bank The interest rate is generally 50,000 per day. Although credit cards cannot transfer funds externally, they can accept transfers from other debit cards. If you want to use your credit card to receive money from someone else, all you need to do is provide your credit card to the sender. The remitter will use the information you provide to remit money directly to your credit card through online banking. Therefore, since the credit card has the function of accepting transfers, the credit card can be transferred and repaid online. If you hold a debit card from another bank and have opened the inter-bank transfer function of online banking, you can use this function of online banking to Repayment via credit card transfer from our bank.
Question 2: Can credit cards be used for online transfers? ? The credit card needs to be linked to a debit card from the same bank as this credit card, and the debit card must be used for online banking. All 4 major banks can do this. Online transfers are equivalent to cash withdrawals, but online shopping is not considered cash withdrawals! The inter-bank credit card handling fees of the four major banks are almost the same, but other commercial banks are not completely aware of them. There is no such thing as intra-city cash withdrawal for online transfers!
Question 3: How to transfer money online with ICBC credit card? Online banking transfer method:
1. Log in to the official website of the Industrial and Commercial Bank of China, icbc/icbc/, and click Personal Online Banking to log in;
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2. Enter your online banking account number (), password and verification code on the login page! Click OK to proceed to the next step;
3. After logging in successfully, select "Transfer and Remittance" in the menu bar above;
4. Enter the transfer and remittance page and select the account you need to transfer and remit. Type;
5. Fill in your transfer information in turn and click Submit. You can choose to fill in the SMS reminder of successful remittance, 0.2 yuan each. Do not fill in the mobile phone number if it is not needed;
6. The system prompts you to insert the U-Shield. After inserting the U-Shield on the computer, click Confirm;
7. Fill in the verification code below, and click Confirm after completion;
8. Enter your USB-Shield password when it pops up, and click Confirm after entering; 9. Transfer information verification appears page, confirm that the bold characters are consistent with the U-shield screen display and click OK on the U-Shield to confirm! If it is not correct, just pull out the USB shield to terminate, and repeat the above steps;
10. After confirmation, the transfer success page will appear.
Question 4: How to transfer money online with a Bank of China credit card? If you are repaying a Bank of China credit card, you need to enter online banking and select the option "Credit Card - Credit Card Repayment" to perform the repayment operation. You must have selected "Transfer and Remittance - Transfer and Remittance within Bank of China", so it won't work.
Question 5: Can China Construction Bank credit card be used for online transfer? The main function of the credit card is to swipe the card at the POS machine for consumption. It can be used in supermarkets, shopping malls, and wherever there is a POS machine.
If you have opened online banking, you can transfer money online. This is an overdraft and will require a handling fee.
To put it bluntly, you just want to withdraw the money from your credit limit. What do you want to withdraw it for? Still have to consume. So swiping your card is the right way to go. It’s impossible to cash out for the purpose of going to Mars. The advantage of having a credit card is that you don’t have to borrow money from others. Swiping the card is equivalent to borrowing from the bank.
Question 6: How to transfer funds online with Agricultural Bank of China credit card is a bit vague. Credit cards only support card payment and UnionPay payment, and do not support fund transfers. If you are talking about online banking or Agricultural Bank of China credit card, there are usually two types. : 1. For our credit card, you should first enter "Credit Card Registration" under "Credit Card" to register it, and then enter "Credit Card Self-Service Repayment" under "Credit Card Repayment" to transfer the money.
2. For credit cards from other banks, you should first enter "Payee Management" under "Transfer and Remittance" to maintain the relevant information of the payee, and then enter "Single Transfer" under "Transfer and Remittance" "You can transfer the money, which is equivalent to an ordinary inter-bank transfer.
Question 7: How to transfer money online with a transportation credit card? You need to go to the counter to sign up for online banking before you can transfer money
Transfers are possible. But it’s best to save money there first and avoid “overdrafting” to prevent interest problems.
Question 8: Can online banking transfer or pay to credit cards of other banks? Hello, if you use China Merchants Bank All-in-One Card, you can transfer funds through our online banking after activating the online transfer and remittance function of the All-in-One Card. Whether the payee can accept it or not requires checking the specific regulations of the other party's bank. If you have other questions, it is recommended that you consult "Customer Service Online" forum.cmbchina/...ncmu=0. Thank you for your attention and support!
Question 9: Can you buy things or transfer money online with a credit card? Whether you can buy things online with a credit card depends on whether the merchant where you make online banking payment has opened the credit card payment function. Generally, credit cards can be used to pay phone bills, Taobao, etc. can be used. But not all banks’ credit cards are acceptable. Before you pay, you have to check whether the payment platform has your bank’s credit card. For example, Bank of Communications credit cards cannot be used for WeChat payment and phone bill payment. Because they are not cooperating. Credit cards can only be used for online banking payments, cash advances, and transfers are not allowed. Can I buy things online? Question: Online shopping and auctions are possible, right? Have you opened online banking in advance? But is this cash advance a cash withdrawal? Answer: Yes. As long as you open online banking, it will be exactly the same as a normal debit card. The only difference is that credit cards require interest, while debit cards do not. However, transfer is not possible. You must pre-borrow cash before you can get cash
Question 10: Can credit card repayments be transferred online? It’s still 550 or 600. It can’t be played anymore, but it can still be used in the future.
Only some credit cards support online transfers (China Merchants Bank, etc.). Many banking services are not perfect and do not support it yet.
I would like to ask how to transfer money to others with a credit card
Credit card transfers are subject to conditions. Users who request credit card transfers must have a debit card from the bank and open a phone number One of banking, online banking and mobile banking. After transferring and borrowing cash, cardholders must pay for it and pay related fees. Interest of 0.05% is charged every day, and relevant handling fees are also charged.
Take China Construction Bank as an example. Online registration can only be done after you have opened a card and set a consumption_cash withdrawal password.
1. Log in to the China Construction Bank website.
2. Click on the "Online Banking" service.
3. Click to activate the "Online Banking" service.
4. Confirm the customer service agreement.
5. Enter personal information as prompted, where the account number is your credit card, the account password is your credit card consumption_cash withdrawal password, and the additional code is entered as shown in the box on the right.
6. After successful registration, you can log in to credit card online banking with your ID number, the login password you entered when registering, and the additional code prompted to complete credit card transfers.