When cardholders apply for credit card installments, they have selected the number of installments and successfully applied for them. However, they cannot modify the number of installments. If the cardholder is handling installment business, he can select and modify it. Otherwise, modifications cannot be made after the business is successfully processed.

Does credit card installments affect your credit score?

If the user chooses to repay in installments, it will not affect his personal credit report. Credit card installment is just a way of repayment. The normal use of credit card installments will not affect his credit report.