The telephone number of China Post Bank credit card is 400-889-5580.
In addition, users can also call the post bank comprehensive service telephone number 95580 to handle business, which is a 24-hour service and can handle account inquiry, transfer, personal loan inquiry, wealth management, bank inquiry, payment recharge and other services. After making a call, users can handle related business according to voice prompts or go to manual service to handle business.
China Postal Savings Bank is a large retail commercial bank in China, which was established on March 6, 2007 and headquartered in Xicheng District. Formerly known as Postal Savings Bureau; In 20 16, the Postal Savings Bank was successfully listed on the main board of the Hong Kong Stock Exchange. Mainly engaged in banking and financial services.
On the evening of October 28th, 2002110, the Postal Savings Bank disclosed the third quarterly report, and the company's operating income in the third quarter was 80.705 billion yuan, up15.43% year-on-year; The net profit was 23.497 billion yuan, a year-on-year increase of 22.47%. The net profit in the first three quarters was 64.507 billion yuan, a year-on-year increase of 22.07%.
Enterprise business:
(1) Personal service:
Investment and financial management: financial management, insurance, funds, precious metals, national debt, fund depository, asset management plan, and personal product information inquiry platform.
Credit card: credit card family photo, credit card installment, integral mall, credit card service, shortcut function.
Debit card and (deposit and loan remittance): debit card, personal deposit, credit service, foreign exchange, payment and settlement.
Personal e-banking: personal mobile banking, personal online banking, telephone banking, self-service banking, WeChat banking, and savings SMS service.
VIP service: VIP card, special service.
(2) Company services:
Account service: service standard and process, convenient account opening, appointment processing, bank confirmation letter.
Products and services: corporate deposits, corporate credit, cross-border finance, domestic trade financing, bill business, cash management, corporate wealth management, custody business, investment banking, corporate settlement and fund depository.
Enterprise e-banking: enterprise online banking, telephone banking, self-service banking and direct connection between banks and enterprises.
Value-added services: financial solutions, business guides, inter-bank finance.
(3) Three rural services:
Serving agriculture, countryside and farmers: postal easy loan-quick loan, agricultural loan, government loan, industrial chain operation loan, commercial loan and agricultural professional cooperative loan.
(4) Small business services:
Small business credit products: e-mail loan-micro-e-loan, technology small business loan, general small business loan and characteristic small business loan.
Postal savings customer service telephone number
The customer service telephone numbers of China Postal Savings Bank are as follows: national unified customer service telephone number 95580 and credit card customer service telephone number 400-889-5580. In addition, the customer service telephone numbers of China Post are: Post1185, ems Express1183, and China Post Life Insurance 400-890-9999.
China Postal Savings Bank can be traced back to the postal savings business started in 19 19, and it has a history of one hundred years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Limited was formally established.
20 12 1 month, the whole company was restructured into a joint stock limited company. From 20 15 to 12, ten domestic and foreign strategic investors were introduced. 2065438+listed on the Hong Kong Stock Exchange in September 2006. 20 19 to 12 were listed on the Shanghai Stock Exchange, and the three-step reform goal of "share reform-leading battle-listing in A and H" was successfully completed.
Postal savings in China can be traced back to the postal savings business started in 19 19, which has a history of one hundred years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Limited was formally established. 20 12 1 month, the whole company was restructured into a joint stock limited company. From 20 15 to 12, ten domestic and foreign strategic investors were introduced. 2065438+listed on the Hong Kong Stock Exchange in September 2006. 20 19 to 12 were listed on the Shanghai Stock Exchange, and the three-step reform goal of "share reform-leading battle-listing in A and H" was successfully completed.
The Bank insists on serving the real economy, actively implements the national strategy, supports the construction of China's modern economic system, and realizes its own sustainable development. Adhere to customer-centric, build an online and offline integrated financial service system, and provide our customers with high-quality, convenient and efficient integrated financial services. Adhere to the risk orientation, constantly improve the "all-round, all-round, all-staff" comprehensive risk management system construction, and maintain an excellent level of asset quality.
Adhere to the mission of "inclusive urban and rural areas, so that financial services have no distance" and provide inclusive finance services; Follow the trend of residents' wealth growth and consumption upgrading, and develop wealth finance; Support the transformation and upgrading of industrial structure and develop industrial finance; Implement the major deployment of peak carbon dioxide emissions and carbon neutrality, and develop green finance. Empower high-quality development with financial technology and build a digital eco-bank that serves rural revitalization and new urbanization.
Postal savings credit card phone number
Postal savings bank credit card customer service telephone number: 400-88-95580; Call 400-88-95580- press 0 to connect the manual service.
What is a credit card?
Creditcard (English: credit card), also known as credit card. It is a non-cash transaction payment method and a simple credit service.
Credit card is generally a special carrier plastic card with consumer credit, which is 85.60mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, so that they can shop, spend and deposit and withdraw cash from banks. The form is a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.
Credit cards are issued to cardholders by banks or credit card companies according to the credit and financial resources of users. Cardholders don't need to pay cash when using credit cards, they will make repayment on the bill date.
2065438+On April 5, 2006, the central bank issued the Notice of the People's Bank of China on matters related to credit card business, canceling the late payment fee for credit cards, introducing liquidated damages, and prohibiting the collection of over-limit fees. The new regulations came into effect on April 20, 2007.
Debit card is an ordinary savings card, and its account attribute is current deposit account, which can be used for consumption, atm deposit and withdrawal, etc. Credit cards can be used for spending, atm deposits and withdrawals, etc. The biggest advantage is that you can overdraw (with a certain credit limit).
Generally speaking, bank cards are divided into credit cards and debit cards.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.
Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. Special card is a special-purpose debit card used in a specific area (except for department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.
Postal savings credit card customer service telephone number
400-88-95580。
Postal savings bank credit card is a standard RMB credit card of UnionPay, which has rich functions such as overdraft consumption, overdraft cash withdrawal, installment payment, points earning and so on. Provide 24-hour customer service hotline, free bill delivery, self-deduction repayment association and other services. In addition, there are powerful functions such as free transaction fees for repayment in different places, free SMS reminders for large transactions, and interest-free period concessions for consumption. The minimum available amount for application is RMB 3,000, of which RMB 65,438+0 can be used for cash withdrawal in 500 yuan.
Function:
Postal savings bank credit card is a standard RMB credit card of UnionPay, which has rich functions such as overdraft consumption, overdraft cash withdrawal, installment payment, points earning and so on. Provide 24-hour customer service hotline, free bill delivery, self-deduction repayment association and other services. In addition, there are powerful functions such as free transaction fees for repayment in different places, free SMS reminders for large transactions, and interest-free period concessions for consumption.
The newly issued credit card of Postal Savings Bank is designed with Ding as the pattern, which not only shows the historical and cultural heritage, strong strength, sincerity and trustworthiness of the postal service, but also reflects the service commitment of Postal Savings Bank to "do the best for you". The blue-green card background symbolizes peace, life and hope, and injects a relaxed, bright, convenient and fashionable card concept into life. The biggest feature of the postal savings credit card is that it is free of annual fees for life. After applying for opening the credit card of Postal Savings Bank, customers will not have to worry about the complicated annual fee reduction rules. Moreover, there are many ways to repay credit cards: cardholders can repay through various outlets of the Postal Savings Bank, automatic transfer, self-service deposit machines and ATM transfers.
charging standards
Annual fee: 65438 yuan +025 yuan/year for the main gold card and 60 yuan/year for the supplementary card; Puka is free of annual fees for life.
SMS: Service charge: Gold card is free, Puka 3 yuan/month/household.
Interest-free period: 20-5 1 day
Minimum repayment ratio: 10%
Cash withdrawal fee: 1% of the domestic transaction amount, with a minimum of 10 yuan, plus inter-bank 2 yuan fee. Overseas, the transaction amount 1%, the lowest in 20 yuan.
Late payment fee: 5% of the unpaid part of the minimum repayment amount, minimum 10 yuan.
Over-limit fee: 5% of the over-limit amount: the lowest 5 yuan and the highest 200 yuan.
Handling fee for reading the bill: copy 10 yuan/copy, and original 50 yuan/copy.
Handling fee for reissued bills: free of charge within 3 months, and 5 yuan/copy for more than 3 months.
To recover the overpaid handling fee: 0.5% of the domestic transaction amount, with a minimum of 10 yuan, and 2 yuan handling fee will be charged across banks. Overseas, 0.5% of the transaction amount, the lowest is 20 yuan.
Postal savings bank telephone 95580
1, 95580 is a 24-hour customer service hotline of China Postal Savings Bank. Customers can dial 95580 to handle savings payment, transfer and remittance, micro-loans, investment and wealth management services of the Postal Savings Bank. People can also consult by telephone, and if they have any questions, they can also complain through this number.
2. After dialing, people can follow the voice prompts directly, or go to the manual channel and ask the manual customer service for help. If 95580 wants to switch to manual service, just press "1" to select Chinese service after dialing, and then press "0" to switch to manual service.
3. However, you may not be able to answer when switching to manual service. If the line is busy, there may be no manual input. In this case, the customer can hang up and try again later. Calling 95580 will not only charge local calls, but also won't charge any extra fees.
495580 is the comprehensive telephone hotline of Postal Savings Bank. If you are a credit card customer, you can directly call the special hotline for credit card customer service of Postal Bank at 400-889-5580.
Postal savings bank credit card customer service telephone number 95580
95580 is the customer service number of China Postal Savings Telephone Bank.
At present, the 95580 telephone banking system has realized the functions of inquiring about savings, remittance, small loans, funds, national debt, wealth management, international companies, credit cards, loss reporting of savings accounts, etc. Customers who have registered to provide telephone banking services can also choose to provide services such as transfer and remittance, investment and wealth management (including fund business, wealth management products business and national debt business) and payment of telecom tariffs. After dialing 95580 telephone banking, the customer can complete the above transaction by entering the postal savings account number or following the voice prompt of telephone banking.
Customers can dial 95580 telephone banking, and can realize the consultation and complaint acceptance of various postal financial services through the manual service desk.
"95580", China Postal Savings Bank has its own telephone banking customer service number. 10 6 17, the reporter learned from the national promotion meeting of telephone banking and credit card customer service system of postal savings bank that on the basis of successful pilot projects in Heilongjiang and Shaanxi provinces, China Post Group decided to complete the nationwide promotion of telephone banking and credit card customer service system of postal savings bank from now until the end of this year.
The construction of postal savings telephone bank and credit card customer service system is of great and far-reaching significance for shaping the social image of modern commercial banks, improving the service capacity of postal savings banks and promoting the better and faster development of various postal finance businesses.
So much for the introduction of the credit card phone of Postal Savings Bank.