For example, the credit card term of China Industrial and Commercial Bank can be divided into two periods, three periods, six periods, 10, 12, 18, 24 periods and 36 periods; The credit card consumption installment and bill installment of China Agricultural Bank can be divided into 24 installments at most, and the cash installment can only be divided into 12 installments at most; The longest installment payment of China Bank can be divided into 24 installments and 3 installments.
If the borrower wants to return the credit card in advance, he still needs to pay a certain handling fee.