The increase of credit card quota must be reviewed by our bank, and for cardholders with good credit card records, our bank will also take the initiative to increase the quota from time to time; Reasonable use of cards, timely and full repayment, and multi-channel and multi-form consumption are all conducive to the improvement of the quota; Under normal circumstances, you can try to apply for a quota increase every three months. At present, there are three ways to apply for adjusting the fixed credit line: 1. You can call the customer service hotline to apply for increasing the credit limit after speaking on our customer service hotline, logging in to online banking or holding a card for a period of time, and we will apply for it for you according to your past card use; 2. Or when your economic level has improved to a certain extent, you can also provide us with relevant certificates (such as real estate, automobile real estate, savings certificate of China Merchants Bank, etc.). ), fax (02 1-38566200) or mail the financial proof that you didn't provide before applying for the card, including a copy of the real estate license (the real estate license must contain the name of yourself or your spouse or minor children), and the relevant departments will re-examine it according to your new information. 3. Log in to credit card online banking (popular version and professional version), account management-account quota management-quota adjustment-apply for quota increase. After the application, it will be reviewed according to your card usage. If you download the Pocket Life, you can use the card * to manage the payment limit.