The credit card platinum card is a symbol of the cardholder's identity. It also enjoys VIP services provided by the bank. The credit card limit is also relatively high compared to most card types. However, the annual platinum card fee is not low, which makes it prohibitive for everyone. Let’s take a look at the CITIC i Platinum Card and whether the annual fee is high.

What is the annual fee for CITIC i Platinum Credit Card?

Annual fee: RMB 480 per year (the annual fee cycle starts with the card approval date).

No annual fee policy: No annual fee in the first year, 12 annual fee reductions for card swiping (including cash withdrawals) in the second year, and 60,000 credit card points can be redeemed for free annual fees.

Other preferential policies: 2-hour flight delay insurance, 15 million aviation accident insurance, credit card transaction points, etc.

What are the application conditions for CITIC I Platinum Card?

Income conditions for principal card applicants:

If your monthly salary is more than 5,000 yuan, you can apply for CITIC i Platinum Credit Card.

Quick application reference conditions:

1. Aged between 25-35 years old.

2. Non-CITIC Bank Platinum Card customers.

3. If you hold credit cards from other banks, the limit is more than 10,000 yuan.