The Dragon Card Unbounded Digital Credit Card is a UnionPay-branded virtual credit card issued by China Construction Bank Co., Ltd. There is currently no physical card. There is no annual fee during the validity period and no supplementary cards will be issued. The nature of points is comprehensive points, with 1 yuan spent earning 1 point, except for consumption types that do not count points, and are valid for 5 years. Before December 31, 2020, cardholders can enjoy a 1% cash back discount for the actual payment amount of RMB 1 for all overseas offline UnionPay network purchases; for all online UnionPay network merchants, the transaction amount is equal to RMB 1. 1% cash back offer.

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1. UnionPay Unbounded Card uses innovative technologies such as big data and Token to closely integrate mobile payment with bank card products to establish a new UnionPay digital card product and supporting service system. , realizing the integration of “card application, card binding, and card use” for users. At the same time, it opens up diversified payment scenarios such as online and offline e-commerce, public transportation, and mobile wallets, and provides cardholders with rich exclusive card benefits such as super digital gift certificates, instant discounts on repayments and recharges, and Internet dynamic memberships.

2. UnionPay Unbounded Card no longer relies on physical cards. Users at home and abroad can operate online through multiple platforms such as Cloud QuickPass App and Commercial Bank App to achieve card application, card use, transaction management, etc. Site privileges. Realize the entire process of digital card application and quick card collection, providing cardholders with a new generation of payment experience. When applying for a card, users do not need to go to the bank business hall. They can apply quickly and successfully through simple online operations, "ready to use". Users can use it in e-commerce, public transportation, mobile wallets and other scenarios to meet the payment needs of consumption, cash deposits and withdrawals, transfers, mobile Quick Pass, barcode payment and other scenarios. UnionPay Unbounded Card not only achieves high efficiency and convenience, but also ensures the security of users' funds and information through payment tokenization, channel encryption, real-time risk control and other technical means.

3. Scope of application UnionPay Unbounded Cards are issued simultaneously at home and abroad. 17 national commercial banks as well as some regional banks and Internet banks will join the first batch of pilot projects. Practical significance The launch of UnionPay Unbounded Card is a new attempt to promote the digital upgrade of payment services. It will also help promote the coordinated development of various mobile payment products with Cloud QuickPass APP as the core and comply with the unified standards of the banking industry, as well as its important convenience for people. A wide range of scenarios.