Legal subjectivity:

Yes, as long as the credit card limit is sufficient. You can use your credit card to buy a house or a car, as long as you remember to repay the loan on time, but there are generally no points. 1. Credit cards generally have a grace period of three days after the repayment date. Repayment within the grace period is deemed to be repayment on time; 1. If you pay it off in full, no fees will be incurred; 2. If you pay the minimum repayment amount, it will take days. The interest is calculated at 0.05; 2. If the repayment exceeds the grace period or the repayment amount is less than the minimum repayment amount stipulated by the bank, it is considered overdue, and the daily interest is calculated at 0.05. A late payment fee of 5% of the repayment amount is charged on a monthly basis.